I ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
:lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol:
Let's just say I'm the baby of the group, and I'm pushing 50...
Quote from: Grammy on June 04, 2021, 05:34:03 AMI ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
Luckily Toy dealt with all of the BS. :biggrin: :thumbsup:
Quote from: taxed on June 04, 2021, 05:57:48 AM:lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol:
Let's just say I'm the baby of the group, and I'm pushing 50...
Ya Whippersnapper! :laugh:
Quote from: Solar on June 04, 2021, 06:29:13 AMLuckily Toy dealt with all of the BS. :biggrin: :thumbsup:
Ah! Maybe she'll swing by, then, and talk me off the ledge. :biggrin:
Quote from: Grammy on June 04, 2021, 06:36:48 AMAh! Maybe she'll swing by, then, and talk me off the ledge. :biggrin:
It's not that bad, she actually talked to a human who walked her through it. There are some things you need to be aware of, so she can help you out.
Quote from: Solar on June 04, 2021, 06:38:35 AMIt's not that bad, she actually talked to a human who walked her through it. There are some things you need to be aware of, so she can help you out.
Awesome! :smile:
Quote from: Grammy on June 04, 2021, 05:34:03 AMI ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
Yes - You are required to contact them and sign up. When I retired this was one of the things they covered. There is a window in which you need to do it. Let me pull out my retirement binder (yes they gave me one) and get the information for you. Toy
Quote from: Grammy on June 04, 2021, 05:34:03 AMI ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
That plus 10. I don't know alot about medicare because I use the VA. More accurately they use me but my wife has supplametal coverage from United I think. I couldn't stand them because they're hard to get rid of. I had it at first then went to VA and those assholes had it figured that they owned me and I couldn't just up and choose to dump them. It took a threat of legal action to get shed of the assholes.
From the Medicare website.
Getting Medicare is a major milestone. Here's where you can get the information you need, no matter where you are in your Medicare journey. 5 important facts: Some people get Medicare automatically, and some have to sign up. You may have to sign up if you're 65 (or almost 65) and not getting Social Security.
Initial Medicare Enrollment Period: Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) during this period. It starts 3 months before you turn 65 and ends 3 months after you turn 65. If you're not already collecting Social Security benefits before your Initial Enrollment Period starts, you'll need to sign up
https://www.medicare.gov/blog/are-you-new-to-medicare
I remember they really stressed to us that we needed to make sure we were enrolled during this time frame. I still have a few years to go. Toy
Quote from: Solar on June 04, 2021, 06:38:35 AMIt's not that bad, she actually talked to a human who walked her through it. There are some things you need to be aware of, so she can help you out.
I agree with Solar. It was not as difficult as I thought it might. I am pleased with it. However, I do suggest you look into a supplemental plan as it will fill in some coverage gaps with Medicare.
Quote from: Solars Toy on June 04, 2021, 06:49:12 AMYes - You are required to contact them and sign up. When I retired this was one of the things they covered. There is a window in which you need to do it. Let me pull out my retirement binder (yes they gave me one) and get the information for you. Toy
Thanks so much, Toy! I have a twin brother, I'll have to pass along anything I find out. We've both been in denial, ha! :biggrin:
Quote from: dickfoster on June 04, 2021, 06:58:33 AMThat plus 10. I don't know alot about medicare because I use the VA. More accurately they use me but my wife has supplametal coverage from United I think. I couldn't stand them because they're hard to get rid of. I had it at first then went to VA and those assholes had it figured that they owned me and I couldn't just up and choose to dump them. It took a threat of legal action to get shed of the assholes.
I had a lot of hope for the VA during the Trump admin. They treated one of my relatives like crap but things started changing, and I was hoping for the better. Of course, Biden intends to ruin every good thing Trump was trying to do. :glare:
Quote from: supsalemgr on June 04, 2021, 08:08:59 AMI agree with Solar. It was not as difficult as I thought it might. I am pleased with it. However, I do suggest you look into a supplemental plan as it will fill in some coverage gaps with Medicare.
That sounds encouraging. I'm getting a lot of emails from companies wanting to fill the gaps, so I'd better educate myself. :smile:
Quote from: Grammy on June 04, 2021, 09:22:58 AMThat sounds encouraging. I'm getting a lot of emails from companies wanting to fill the gaps, so I'd better educate myself. :smile:
I am a great believer in using a professional for guidance with something like this. An independent broker will have several options of carriers. I have seen too many situations where people thought they could do it themself
and end up with a surprise.
Quote from: supsalemgr on June 04, 2021, 09:40:36 AMI am a great believer in using a professional for guidance with something like this. An independent broker will have several options of carriers. I have seen too many situations where people thought they could do it themself
and end up with a surprise.
A peddler to sort out all the other peddlers?
Quote from: supsalemgr on June 04, 2021, 09:40:36 AMI am a great believer in using a professional for guidance with something like this. An independent broker will have several options of carriers. I have seen too many situations where people thought they could do it themself
and end up with a surprise.
Agree! It is too easy to screw yourself over, in more ways than one can imagine.
It is after all, a govt entity, a faceless bureaucracy with "RULES". Do it Right the first time and there won't be any surprises.
This happened during Ocommie Care BS
They saddled me with AARP medicine, I had no clue, it was a default position Ca uses if you don't make a preference.
I saw no reason to make a selection, I had told them I had VA for all my meds, but some moron getting paid by AARP put me on their list.
AARP actually sent me a bill for a few thousand 3 years later, I returned it signed "Fuck Off Commies".
They didn't find it amusing and called me, I told them I hate commies and again, fuck off and never call me again, I don't use your BS.
This was followed up by demand letters, so I called the state and demanded to know why I was on AARP for my meds, she said, and I quote, It's a default used by the state when people fail to make a choice.
Talk about a scam? I said I have VA as a disabled vet and have no need for their commie BS and to take me off it.
Got one more call from AARP, "Fuck You Commies, Sue Me!
That was the last I heard from anyone.
With the exception of their biannual mailers claiming AARP is here to help seniors. :rolleyes:
Quote from: Solar on June 04, 2021, 10:40:33 AMAgree! It is too easy to screw yourself over, in more ways than one can imagine.
It is after all, a govt entity, a faceless bureaucracy with "RULES". Do it Right the first time and there won't be any surprises.
This happened during Ocommie Care BS
They saddled me with AARP medicine, I had no clue, it was a default position Ca uses if you don't make a preference.
I saw no reason to make a selection, I had told them I had VA for all my meds, but some moron getting paid by AARP put me on their list.
AARP actually sent me a bill for a few thousand 3 years later, I returned it signed "Fuck Off Commies".
They didn't find it amusing and called me, I told them I hate commies and again, fuck off and never call me again, I don't use your BS.
This was followed up by demand letters, so I called the state and demanded to know why I was on AARP for my meds, she said, and I quote, It's a default used by the state when people fail to make a choice.
Talk about a scam? I said I have VA as a disabled vet and have no need for their commie BS and to take me off it.
Got one more call from AARP, "Fuck You Commies, Sue Me!
That was the last I heard from anyone.
With the exception of their biannual mailers claiming AARP is here to help seniors. :rolleyes:
AARP is just another bunch of leftist commie assholes that I'll have nothing to do with.
If you've just turned the 65 corner there is one useful and good deal from the federal gubberment that is a good deal and well worth the cost. It's called the golden age passport and it gets you into national parks, BLM stuff etc. for free for life. You can send for it for or buy it at national parks for a one time fee of 10 bucks.
If you're in the car and there's an entrance fee, show your pass and the whole car load gets a free ride on you.
Quote from: supsalemgr on June 04, 2021, 09:40:36 AMI am a great believer in using a professional for guidance with something like this. An independent broker will have several options of carriers. I have seen too many situations where people thought they could do it themself
and end up with a surprise.
Well, that's not a bad idea. My husband has been talking to a financial guy about getting set up for retirement, anyway, so it makes sense to have guidance for this, as well. :thumbup:
Quote from: Solars Toy on June 04, 2021, 07:15:00 AMFrom the Medicare website.
Getting Medicare is a major milestone. Here's where you can get the information you need, no matter where you are in your Medicare journey. 5 important facts: Some people get Medicare automatically, and some have to sign up. You may have to sign up if you're 65 (or almost 65) and not getting Social Security.
Initial Medicare Enrollment Period: Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) during this period. It starts 3 months before you turn 65 and ends 3 months after you turn 65. If you're not already collecting Social Security benefits before your Initial Enrollment Period starts, you'll need to sign up
https://www.medicare.gov/blog/are-you-new-to-medicare
I remember they really stressed to us that we needed to make sure we were enrolled during this time frame. I still have a few years to go. Toy
Oh...... I'm not getting SS, so that's me, then.... I need to sign up and I'm quickly approaching that window. Thanks, Toy!
Quote from: dickfoster on June 04, 2021, 11:05:15 AMIf you've just turned the 65 corner there is one useful and good deal from the federal gubberment that is a good deal and well worth the cost. It's called the golden age passport and it gets you into national parks, BLM stuff etc. for free for life. You can send for it for or buy it at national parks for a one time fee of 10 bucks.
If you're in the car and there's an entrance fee, show your pass and the whole car load gets a free ride on you.
I never heard of this! I'll be all over this! :laugh:
Quote from: Grammy on June 04, 2021, 11:15:46 AMWell, that's not a bad idea. My husband has been talking to a financial guy about getting set up for retirement, anyway, so it makes sense to have guidance for this, as well. :thumbup:
The financial guy might be a good resource for suggestions. This is part of retirement planning.
Quote from: supsalemgr on June 04, 2021, 11:40:43 AMThe financial guy might be a good resource for suggestions. This is part of retirement planning.
This!! There are some nasty "surprises" for people who have to enroll in Medicare Parts B/D and have substantial income: The premiums are based on your Federal Adjusted Gross Income and can be as much as 3x the base monthly premiums! Make sure you discuss this with your financial advisor as well.
Quote from: Grammy on June 04, 2021, 05:34:03 AMI ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
Raises hand... October. I've heard from a few videos, if you have any preexisting conditions, you got 6 months - they have to take you, death bed case or frisky as a filly.
Quote from: VVet69 on June 04, 2021, 04:52:06 PMThis!! There are some nasty "surprises" for people who have to enroll in Medicare Parts B/D and have substantial income: The premiums are based on your Federal Adjusted Gross Income and can be as much as 3x the base monthly premiums! Make sure you discuss this with your financial advisor as well.
*banging my head on the keyboard* Oh, brother...... :sad:
Quote from: Hoofer on June 04, 2021, 05:35:22 PMRaises hand... October. I've heard from a few videos, if you have any preexisting conditions, you got 6 months - they have to take you, death bed case or frisky as a filly.
Maybe I'd be better off to just have my own, privately-funded health savings account. :sad:
Quote from: Grammy on June 04, 2021, 11:18:06 AMOh...... I'm not getting SS, so that's me, then.... I need to sign up and I'm quickly approaching that window. Thanks, Toy!
You are welcome. Toy
Quote from: Grammy on June 04, 2021, 05:48:52 PM*banging my head on the keyboard* Oh, brother...... :sad:
Here are the details FYI:
https://www.cms.gov/newsroom/fact-sheets/2021-medicare-parts-b-premiums-and-deductibles (https://www.cms.gov/newsroom/fact-sheets/2021-medicare-parts-b-premiums-and-deductibles)
Thanks, VVet69! :smile:
Quote from: Grammy on June 04, 2021, 05:49:47 PMMaybe I'd be better off to just have my own, privately-funded health savings account. :sad:
Medicare is good. Don't miss the chance. There is a reason it is losing money.
Quote from: supsalemgr on June 05, 2021, 05:23:51 AMMedicare is good. Don't miss the chance. There is a reason it is losing money.
We've decided to sit down with the financial planner and ask him to guide us through it. You're right; it's a slippery slope but we just need to dig in.
Quote from: supsalemgr on June 05, 2021, 05:23:51 AMMedicare is good. Don't miss the chance. There is a reason it is losing money.
I am almost 100 years old. I would not be with out it. Is saved our butts many times over the years. (for my wife and myself)
Quote from: walkstall on June 05, 2021, 06:55:15 AMI am almost 100 years old. I would not be with out it. Is saved our butts many times over the years. (for my wife and myself)
I say you should shoot for 200. I fully support that. :smile:
Quote from: Grammy on June 05, 2021, 06:58:36 AMI say you should shoot for 200. I fully support that. :smile:
I don't think the good wife could could stand me that long. :lol:
Quote from: supsalemgr on June 05, 2021, 05:23:51 AMMedicare is good. Don't miss the chance. There is a reason it is losing money.
How can medicare possibly lose money? It never had any friggin money to lose. It just spends the taxpayer's money.
Who pumped that smoke up your ass?
Quote from: dickfoster on June 05, 2021, 08:02:08 AMHow can medicare possibly lose money? It never had any friggin money to lose. It just spends the taxpayer's money.
Who pumped that smoke up your ass?
If you didn't understand my post that is your problem. Don't come in here thinking you are smartest guy in the world.
Quote from: supsalemgr on June 05, 2021, 08:33:22 AMIf you didn't understand my post that is your problem. Don't come in here thinking you are smartest guy in the world.
I may or may not be the smartest guy but I can sure as hell read and understand the English language. Did you or did you not say medicare lost money? You can read your own post for the answer.
Quote from: dickfoster on June 05, 2021, 09:23:21 AMI may or may not be the smartest guy but I can sure as hell read and understand the English language. Did you or did you not say medicare lost money? You can read your own post for the answer.
Yes. Simply, the program pays out more than it takes in from premiums. That is losing money on a program.
Quote from: supsalemgr on June 05, 2021, 09:27:53 AMYes. Simply, the program pays out more than it takes in from premiums. That is losing money on a program.
What premiums? Medicare runs on friggin taxes and always has. A premium is something you pay for voluntarily by choice. When the government takes something from you by force leaving you no choice, it is not a premium, it's either a friggin tax or outright theft but it sure as hell ain't no friggin
premium.
This is how people get so bamboozled. They accept any crap shoved down their thoats and regurgitate it without giveing it any thought whatsoever and without making the slightest effort to think first.
Quote from: dickfoster on June 05, 2021, 11:04:08 AMWhat premiums? Medicare runs on friggin taxes and always has. A premium is something you pay for voluntarily by choice. When the government takes something from you by force leaving you no choice, it is not a premium, it's either a friggin tax or outright theft but it sure as hell ain't no friggin
premium.
This is how people get so bamboozled. They accept any crap shoved down their thoats and regurgitate it without giveing it any thought whatsoever and without making the slightest effort to think first.
Are you not aware that Medicare premiums are taken out of SS payments? The rest of the expense of the program comes from taxpayer funds.
Quote from: supsalemgr on June 05, 2021, 11:28:02 AMAre you not aware that Medicare premiums are taken out of SS payments? The rest of the expense of the program comes from taxpayer funds.
Maybe if you look around some you can find an adult education English class for yourself so you can brush up on comprehension of the English language. You sure as hell don't seem to get it or understand what I'm trying to tell you.
Are you really that thick or are you just playing dumb?
Again a premium is something you pay by choice, it is not something taken from you by force.
Quote from: dickfoster on June 05, 2021, 11:04:08 AMWhat premiums? Medicare runs on friggin taxes and always has. A premium is something you pay for voluntarily by choice. When the government takes something from you by force leaving you no choice, it is not a premium, it's either a friggin tax or outright theft but it sure as hell ain't no friggin
premium.
This is how people get so bamboozled. They accept any crap shoved down their thoats and regurgitate it without giveing it any thought whatsoever and without making the slightest effort to think first.
They take it right out of our SS checks each month. But like anything the government does it losing money. So they take what they nee from other taxpayer also. It call the government way!
Quote from: walkstall on June 05, 2021, 12:00:15 PMThey take it right out of our SS checks each month. But like anything the government does it losing money. So they take what they nee from other taxpayer also. It call the government way!
The operative word here is they "TAKE" it.
Quote from: dickfoster on June 05, 2021, 12:05:44 PMThe operative word here is they "TAKE" it.
And it is called "Medicare premiums".
Quote from: supsalemgr on June 05, 2021, 12:09:37 PMAnd it is called "Medicare premiums".
Have "THEY" ever lied before? More to the point do "THEY" ever stop lying?
You were in that special ed class, huh?
Quote from: Grammy on June 04, 2021, 05:34:03 AMI ask because I'll hit that milestone this year and I'm told I need to "sign up for Medicare". :glare:
How about I just don't get sick? :rolleyes:
So.... do you contact them or do they contact you, or how does it work? I'm already getting tons of mail from what I suspect are "Part B" competitors: Physicians Mutual, Cigna, etc.
*sigh* I forgot this was part of the whole "Grammy" gig. :mellow:
You have to contact them, it can be done online. When I applied, on line was the only way because of the virus. If I remember right, medicare will cover hospitalization, plan B covers Dr, visits and if you get supplemental insurance, pretty much everything will be covered. The ones I did talk to over the phone were very helpful, after filling out the paperwork on line, they called me just to go over it. They suggested starting social security a couple months before I turned 65, it was supposed to make sure my insurance would not "slip through the cracks", and coverage would start automatically at the first of the month I turned 65. Just some unsolicited advise, start now, it will not hurt even if you are several months away.
Quote from: Possum on June 05, 2021, 03:57:53 PMYou have to contact them, it can be done online. When I applied, on line was the only way because of the virus. If I remember right, medicare will cover hospitalization, plan B covers Dr, visits and if you get supplemental insurance, pretty much everything will be covered. The ones I did talk to over the phone were very helpful, after filling out the paperwork on line, they called me just to go over it. They suggested starting social security a couple months before I turned 65, it was supposed to make sure my insurance would not "slip through the cracks", and coverage would start automatically at the first of the month I turned 65. Just some unsolicited advise, start now, it will not hurt even if you are several months away.
Thanks, Possum, I'm going to start this week, no point in waiting. :smile:
Quote from: dickfoster on June 05, 2021, 01:55:32 PMHave "THEY" ever lied before? More to the point do "THEY" ever stop lying?
You were in that special ed class, huh?
Must you be an asshole?
Quote from: dickfoster on June 05, 2021, 01:55:32 PMHave "THEY" ever lied before? More to the point do "THEY" ever stop lying?
You were in that special ed class, huh?
https://conservativepoliticalforum.com/videos/schopenhauer-the-art-of-not-reading-6-rules-for-reading/msg461438/?topicseen#new
Quote from: taxed on June 05, 2021, 04:29:03 PMMust you be an asshole?
I may be but I'm not a drooling idiot.
Quote from: Grammy on June 05, 2021, 04:00:02 PMThanks, Possum, I'm going to start this week, no point in waiting. :smile:
Smart decision Grammy. My wife applied for Medicare A&B last year and for SS this year when she turned 66 & 2 months. She was pleasantly surprised that everything went so smoothly. We do not have a supplemental plan nor the prescription plan since I am retired military which covers all of that.
My experience with Medicare coverage for the last 15 years has been pretty good. I had a heart valve replacement last year and Medicare covered everything with no out of pocket expenses for me. That beats any other insurance programs.
But be advised that some doctors do not accept Medicare coverage, you should check with you PCP and other specialists.
Quote from: tac on June 05, 2021, 06:14:19 PMSmart decision Grammy. My wife applied for Medicare A&B last year and for SS this year when she turned 66 & 2 months. She was pleasantly surprised that everything went so smoothly. We do not have a supplemental plan nor the prescription plan since I am retired military which covers all of that.
My experience with Medicare coverage for the last 15 years has been pretty good. I had a heart valve replacement last year and Medicare covered everything with no out of pocket expenses for me. That beats any other insurance programs.
But be advised that some doctors do not accept Medicare coverage, you should check with you PCP and other specialists.
Oh, I hadn't even thought about the fact that my regular doctors might not even accept Medicare, tac. You're right, I have to find out about that. But your wife's experience is encouraging, it sounds less of a hassle that I've been expecting. :smile:
First chose a good hmo like Bluecross or Kaiser or a Big one with good hospital near you. and they can set up the Medicare. Total payment will be low and can be deducted from Social Security payment all auto deduction.
Quote from: rp5x5 on June 06, 2021, 08:00:28 PMFirst chose a good hmo like Bluecross or Kaiser or a Big one with good hospital near you. and they can set up the Medicare. Total payment will be low and can be deducted from Social Security payment all auto deduction.
We've had Blue Cross/Blue Shield for many years, now. Maybe that's a good starting place. Thanks!
Quote from: Grammy on June 07, 2021, 04:19:46 AMWe've had Blue Cross/Blue Shield for many years, now. Maybe that's a good starting place. Thanks!
Great choice! I had blue cross blue shield and they sent me a nice happy bithday present for my 65th birthday, they jacked my premium up about 1000 friggin percent.
You people are all barking up the wrong tree. Insurance and gubberment involvement in health care with medicare is precisely what fucked up healthcare in this nation in the first place. If both were eliminated costs would all of a sudden come crashing back to earth and quality would go back up to previous levels where it was before the whole dayum system was derailed.
Socalism DOES NOT work. Not for healthcare or for any damn thing else.
Quote from: dickfoster on June 07, 2021, 06:41:33 AMGreat choice! I had blue cross blue shield and they sent me a nice happy bithday present for my 65th birthday, they jacked my premium up about 1000 friggin percent.
You people are all barking up the wrong tree. Insurance and gubberment involvement in health care with medicare is precisely what fucked up healthcare in this nation in the first place. If both were eliminated costs would all of a sudden come crashing back to earth and quality would go back up to previous levels where it was before the whole dayum system was derailed.
Socalism DOES NOT work. Not for healthcare or for any damn thing else.
The way to solve that problem is at the ballot box not by screaming at someone who is signing up for a program that they have been paying into for all of their adult life. So, I take it from your viewpoint you do not have any insurance or on medicare?
Quote from: Possum on June 07, 2021, 07:04:08 AMThe way to solve that problem is at the ballot box not by screaming at someone who is signing up for a program that they have been paying into for all of their adult life. So, I take it from your viewpoint you do not have any insurance or on medicare?
... thank you for that. I'm really BUSY WITH WORK - to waste time, which little is left ... to be reading crap like that! And, Yes, I too need to sign up for this program I've paid most of my life into, and have been warned,
there is a time-slot for pre-existing conditions - or coverage can be DENIED. Just need information, not judgment, thank you.
Quote from: Possum on June 07, 2021, 07:04:08 AMThe way to solve that problem is at the ballot box not by screaming at someone who is signing up for a program that they have been paying into for all of their adult life. So, I take it from your viewpoint you do not have any insurance or on medicare?
It would be helpful if people would pull their heads out of their asses occasionaly and used their brains instead of going along with the program. And and you say, especially before going to a voting booth.
I can't help having medicare coverage because it's shoved down everyones throat want it, like it or not.
I sure as hell won't buy suplimental coverage because in that I still do have a choice.
I had it at first and it was a real pain in the ass to get rid of. They thought they owned me body and soul and I had no choice. Like I said earlier I had to threaten them with legal action before they finally got the message and stopped bothering me.
My last reply stands. I locked the topic because I have all the information I need.
Quote from: dickfoster on June 05, 2021, 05:34:40 PMI may be but I'm not a drooling idiot.
Dick, cut it out.
Quote from: Grammy on June 07, 2021, 10:45:02 AMMy last reply stands. I locked the topic because I have all the information I need.
Thanks Grammy. I opened the topic back up because it's good discussion.
@dickfoster, pull this shit again and you're gone.
Quote from: taxed on June 07, 2021, 12:33:54 PMUnnecessarily being an asshole.
Oh really? Since when were supposed conservatives such fans of socalism and socalized medicine?
Am I mistaken or is this not a message board for expressing conservative viewpoints?
Unless you people haven't figured it out yet, Medicare is socalized medicine and just one more step towards collective oblivion for this nation and it's a very big step.
Quote from: dickfoster on June 07, 2021, 01:07:20 PMOh really? Since when were supposed conservatives such fans of socalism and socalized medicine?
Are you so fucking retarded that you can't see that she posted a question to the forum for help?
QuoteAm I mistaken or is this not a message board for expressing conservative viewpoints?
Unless you people haven't figured it out yet, Medicare is socalized medicine and just one more step towards collective oblivion for this nation and it's a very big step.
Are you so stupid that you couldn't see that she was asking a question to get help?
Quote from: dickfoster on June 07, 2021, 01:07:20 PMOh really? Since when were supposed conservatives such fans of socalism and socalized medicine?
Am I mistaken or is this not a message board for expressing conservative viewpoints?
Unless you people haven't figured it out yet, Medicare is socalized medicine and just one more step towards collective oblivion for this nation and it's a very big step.
All of medicine is politicized, even your own personal doctor has to follow governmental dictates, regardless of what you think.
In other words, if you go to the doctor and pay out of pocket, you too, are participating in the entire Marxist scheme, there is no escaping it until we change it.
So relax, stay healthy and know we are changing things, though slowly, but in the big picture of things, it's low on the list, we have a Nation to save first!
Quote from: dickfoster on June 07, 2021, 01:07:20 PMOh really? Since when were supposed conservatives such fans of socalism and socalized medicine?
Am I mistaken or is this not a message board for expressing conservative viewpoints?
Unless you people haven't figured it out yet, Medicare is socalized medicine and just one more step towards collective oblivion for this nation and it's a very big step.
Dick... You're an OK guy, I can appreciate your demeanor, *most* of the time. This is not one of those times which you're contributing useful information we don't already know. I have SERIOUS questions, which, if you fall on the same kind of health issues I have, you might be in the same position. So, just save it for now, sit back and read. I need answers, not lectures.
I would like to know, because, unlike others here, I am NOT wealthy, and will be dependent on Medicare (and supplemental insurance). As a word of ADVICE to people who feel quite secure in their income streams... AFTER you've gone through 2 or 3 major surgeries, which both altered your health / lifestyle and DRAINED you savings away - you may find Medicare is all-you-got-left. If you got free cash - donate to the Leukemia & Lymphoma Society (like Rush Limbaugh did), 'cause if it wasn't for him, I probably wouldn't be here now.
I've heard there is an enrollment window for people with pre-existing conditions, where you cannot be denied, but there is a 6 month window around your birth date / enrollment date. In my case, I turn 65 the middle of October. I cannot afford to *miss* this period.
a. Enrollment: Does that mean I'm already IN the enrollment period, or it starts in another month, the middle of July?
b. Coverage per insurer: OK, I'd like to stay with the same Oncologists - Probably best to just check with them...? Does coverage VARY from Dr to Dr, with Medicare?
c. My wife and minor children are NOT covered, by Medicare, so it's imperative I keep working to provide insurance FOR them, right? (late bloomers, have children late in life - withhold your judgement, we're normal & I didn't rob the cradle)
d. Medicare & no supplemental: Talked to a co-worker this AM, he is on Medicare and 65.2, said he will start collecting SSN and continue to work, but said he'll be paying taxes. He also said, he is maintaining Health Insurance through work, he is NOT taking supplemental insurance - but will when he officially retires. Is he taking a risk of being turned down later in life... for any reason? Say he develops a "pre-existing condition", can he be later turned down?
e. Medicare cost: I hear it can vary from state to state, is that Medicare or the supplimental that varies, or BOTH? I would rather pay a little *more* and have better coverage, than go cheap, and find out the coverage excludes what I really need, if I need it.
thank you.
Quote from: Hoofer on June 07, 2021, 01:26:05 PMI would like to know, because, unlike others here, I am NOT wealthy, and will be dependent on Medicare (and supplemental insurance). As a word of ADVICE to people who feel quite secure in their income streams... AFTER you've gone through 2 or 3 major surgeries, which both altered your health / lifestyle and DRAINED you savings away - you may find Medicare is all-you-got-left. If you got free cash - donate to the Leukemia & Lymphoma Society (like Rush Limbaugh did), 'cause if it wasn't for him, I probably wouldn't be here now.
I've heard there is an enrollment window for people with pre-existing conditions, where you cannot be denied, but there is a 6 month window around your birth date / enrollment date. In my case, I turn 65 the middle of October. I cannot afford to *miss* this period.
a. Enrollment: Does that mean I'm already IN the enrollment period, or it starts in another month, the middle of July?
b. Coverage per insurer: OK, I'd like to stay with the same Oncologists - Probably best to just check with them...? Does coverage VARY from Dr to Dr, with Medicare?
c. My wife and minor children are NOT covered, by Medicare, so it's imperative I keep working to provide insurance FOR them, right? (late bloomers, have children late in life - withhold your judgement, we're normal & I didn't rob the cradle)
d. Medicare & no supplemental: Talked to a co-worker this AM, he is on Medicare and 65.2, said he will start collecting SSN and continue to work, but said he'll be paying taxes. He also said, he is maintaining Health Insurance through work, he is NOT taking supplemental insurance - but will when he officially retires. Is he taking a risk of being turned down later in life... for any reason? Say he develops a "pre-existing condition", can he be later turned down?
e. Medicare cost: I hear it can vary from state to state, is that Medicare or the supplimental that varies, or BOTH? I would rather pay a little *more* and have better coverage, than go cheap, and find out the coverage excludes what I really need, if I need it.
thank you.
He doesn't care. I honestly think something happened to him in his childhood that affected him psychologically.
Quote from: taxed on June 07, 2021, 01:55:02 PMHe doesn't care. I honestly think something happened to him in his childhood that affected him psychologically.
And perhaps something happened to you that filled your head full of pure crap. You should go hang out on facebook. You're talking and acting just like those assholes.
Quote from: dickfoster on June 07, 2021, 02:00:29 PMAnd perhaps something happened to you that filled your head full of pure crap. You should go hang out on facebook. You're talking and acting just like those assholes.
No nothing happened to me. We're talking about you and whatever happened to you.
Did something happen between you and your dad? Or an uncle or something? If this is a sensitive subject, don't answer, but I would like to know.
Quote from: taxed on June 07, 2021, 02:05:44 PMNo nothing happened to me. We're talking about you and whatever happened to you.
Did something happen between you and your dad? Or an uncle or something? If this is a sensitive subject, don't answer, but I would like to know.
Well it's obvious that something happened to fill your head so full of pure crap. Was it an operation that went horribly awry or is a heridity kinda thing?
Quote from: taxed on June 07, 2021, 01:55:02 PMHe doesn't care. I honestly think something happened to him in his childhood that affected him psychologically.
I have a very close friend, self-made millionaire, who sounds like him. One day he said, "I feel like a proctologist. All I've seen are assholes all day!" We both laughed for several minutes, till one of us farted, "Now I heard from one too!!!"
One day, he fell down an open manhole. 1.5 yrs from retirement, he and his bride had the next 6-7 years all planned out, they were going to "see the world", finally do all the stuff his friends had done, he had the money and the steady income stream, no worries. He crawled out of the manhole, both legs shattered, never to walk again. half-a-dozen years later, he collected several more millions on the lawsuit - never to walk again. All he's got left - is a smart mouth, like Dick.
I was told Insurance would cover it... I did the co-pay, my 20% came out of my HSA account, which we had maxed out, for emergencies. So, that should have been 100% of the cost: 80% by Insurance, 20% by me, right? Wrong. I signed on the line that said I would be responsible for any additional costs not covered by Insurance - and that started coming out of my savings.
We both learned, as my dad often said, "You cannot BUY good health." He also said, "
Free advice is often what it's worth - nothing."
Quote from: dickfoster on June 07, 2021, 02:12:38 PMWell it's obvious that something happened to fill your head so full of pure crap. Was it an operation that went horribly awry or is a heridity kinda thing?
Dick, I'm being serious. What happened to you?
Quote from: Hoofer on June 07, 2021, 02:14:33 PMI have a very close friend, self-made millionaire, who sounds like him. One day he said, "I feel like a proctologist. All I've seen are assholes all day!" We both laughed for several minutes, till one of us farted, "Now I heard from one too!!!"
One day, he fell down an open manhole. 1.5 yrs from retirement, he and his bride had the next 6-7 years all planned out, they were going to "see the world", finally do all the stuff his friends had done, he had the money and the steady income stream, no worries. He crawled out of the manhole, both legs shattered, never to walk again. half-a-dozen years later, he collected several more millions on the lawsuit - never to walk again. All he's got left - is a smart mouth, like Dick.
I was told Insurance would cover it... I did the co-pay, my 20% came out of my HSA account, which we had maxed out, for emergencies. So, that should have been 100% of the cost: 80% by Insurance, 20% by me, right? Wrong. I signed on the line that said I would be responsible for any additional costs not covered by Insurance - and that started coming out of my savings.
We both learned, as my dad often said, "You cannot BUY good health."
He also said, "Free advice is often what it's worth - nothing."
Oh, there's NO WAY Dick is married. No woman is stupid enough to be with him.
Quote from: taxed on June 07, 2021, 02:15:58 PMOh, there's NO WAY Dick is married. No woman is stupid enough to be with him.
Yeah, polly right... he's a diabetic, so anything SWEET would set him off!
Quote from: taxed on June 07, 2021, 02:14:40 PMDick, I'm being serious. What happened to you?
It sounds like he's given up, everyone is the enemy regardless.
Me? I'm in it for the long fight, I'll even use leftist services to keep me alive to extend my life to save the fate of the nation.
Quote from: Hoofer on June 07, 2021, 02:19:59 PMYeah, polly right... he's a diabetic, so anything SWEET would set him off!
He's not diabetic.
Heeeeeeeeeere dicky, dicky, dicky.....
My friend has never really been content, satisfied - he's a habitual complainer... Wifey often says, "you attract them like like bees to pollen" - I just say, everyone needs a friend. So long as they don't sour me, I'm OK.
Quote from: Hoofer on June 07, 2021, 03:00:57 PMMy friend has never really been content, satisfied - he's a habitual complainer... Wifey often says, "you attract them like like bees to pollen" - I just say, everyone needs a friend. So long as they don't sour me, I'm OK.
I can't understand why a grown adult would come on a discussion forum and be an asshole to a nice lady on a thread in which she was trying to get some help.
I have no respect for pussies like that. He should just do the right thing and find another forum to be an asshole.
Quote from: taxed on June 07, 2021, 03:02:54 PMI can't understand why a grown adult would come on a discussion forum and be an asshole to a nice lady on a thread in which she was trying to get some help.
I have no respect for pussies like that. He should just do the right thing and find another forum to be an asshole.
Wifey says, "You're too patient with some people". I think I learned it from HER.
Read somewhere, when people get old, they lose control of that mental function which keeps them from just BLURTING out some of the meanest things their mind conjures up. Heard my 84yr old father-in-law say something really NASTY about wifey... she insisted... wish I never repeated it, she's his favorite, and he really torched her. Joe Biden strikes me as one of those mean-ole-nasty-SOBs, and his heartlessness is just oozing out everwhere, everytime he's off mic. All that nastiness just comes out - sorry Dick, you need to check that.
Donald Trump is just the opposite, IMO, he loves people, America, and isn't afraid to let-his-guard-down, his patriotism flows out, just as natural as a Founding Father. That's the thing, this is the place to float ideas, encourage, re-arm with greater arguments & deepen defenses for winning the faint of heart over to our side. There *IS* a limit to sarcasm... IMO.
Quote from: Hoofer on June 07, 2021, 03:21:29 PMWifey says, "You're too patient with some people". I think I learned it from HER.
Read somewhere, when people get old, they lose control of that mental function which keeps them from just BLURTING out some of the meanest things their mind conjures up. Heard my 84yr old father-in-law say something really NASTY about wifey... she insisted... wish I never repeated it, she's his favorite, and he really torched her. Joe Biden strikes me as one of those mean-ole-nasty-SOBs, and his heartlessness is just oozing out everwhere, everytime he's off mic. All that nastiness just comes out - sorry Dick, you need to check that.
Donald Trump is just the opposite, IMO, he loves people, America, and isn't afraid to let-his-guard-down, his patriotism flows out, just as natural as a Founding Father. That's the thing, this is the place to float ideas, encourage, re-arm with greater arguments & deepen defenses for winning the faint of heart over to our side. There *IS* a limit to sarcasm... IMO.
Blurting out and all that is fine. We don't need the assholery.
He needs to decide if he wants to stay or not. If not, he needs to find another forum.
Quote from: taxed on June 07, 2021, 03:23:22 PMBlurting out and all that is fine. We don't need the assholery.
He needs to decide if he wants to stay or not. If not, he needs to find another forum.
Yeah... there goes ANOTHER interesting threat, derailed... again. sigh.
Quote from: Hoofer on June 07, 2021, 03:29:47 PMYeah... there goes ANOTHER interesting threat, derailed... again. sigh.
He was derailed when fucktard went stupid.
He has until tonight to decide if he wants to stay.
Quote from: taxed on June 07, 2021, 02:14:40 PMDick, I'm being serious. What happened to you?
You not behaving as if you're at all serious unless maybe you're six or seven years old.
Quote from: dickfoster on June 07, 2021, 03:34:10 PMYou not behaving as if you're at all serious unless maybe you're six or seven years old.
Last chance, stupid. Do you want to stay, yes or no?
Quote from: taxed on June 07, 2021, 03:35:58 PMLast chance, stupid. Do you want to stay, yes or no?
With company like you, I simply don't give a shit.
Quote from: dickfoster on June 07, 2021, 03:53:48 PMWith company like you, I simply don't give a shit.
You just don't see it do you. The thread was about how to sign up for medicare. If you wanted to start a thread about the evils of socialism in medicine, go for it, you will have many who agree with you. Back to the thread, it is the system we have and right now those are the rules we play by. If you can add from your experiences how to sign up better, welcome, we all can benefit from each other.
Quote from: dickfoster on June 07, 2021, 03:53:48 PMWith company like you, I simply don't give a shit.
Taxed, maybe a week or two timeout will help him give a shit.
Quote from: walkstall on June 07, 2021, 04:25:30 PMTaxed, maybe a week or two timeout will help him give a shit.
I already gave him a 24 hour time out... I also took away his video games and nightlight...
Quote from: taxed on June 07, 2021, 04:27:12 PMI already gave him a 24 hour time out... I also took away his video games and nightlight...
Well he is 70. So let him keep his nightlight.
Quote from: dickfoster on June 07, 2021, 03:53:48 PMWith company like you, I simply don't give a shit.
OK, I get it, you're the FIRST person that'll point out, the Democrats seems to stick together, but GOP forms a circular firing squad - so they're all RINOs and useless. There's another class of GOP - not quite sure what to call these kinds, nothing is EVER worth fighting for, but they enjoy all the benefits of those who are pulling all the weight. They contribute nothing but division.
Blame the moderators - now that's 1st class stupidity.(https://i.pinimg.com/736x/49/7f/7a/497f7a04ec92bcc6566544fc4313492e.jpg)
Quote from: Hoofer on June 07, 2021, 06:26:36 PMOK, I get it, you're the FIRST person that'll point out, the Democrats seems to stick together, but GOP forms a circular firing squad - so they're all RINOs and useless. There's another class of GOP - not quite sure what to call these kinds, nothing is EVER worth fighting for, but they enjoy all the benefits of those who are pulling all the weight. They contribute nothing but division.
Blame the moderators - now that's 1st class stupidity.
What sucks is I actually like his posts.... oh well, I already forgot about him.
Quote from: taxed on June 07, 2021, 06:28:19 PMWhat sucks is I actually like his posts.... oh well, I already forgot about him.
Yeah... about 90% of them, but the other 10% are just really NASTY - at his age, he ought to know better.
Quote from: Hoofer on June 07, 2021, 06:29:24 PMYeah... about 90% of them, but the other 10% are just really NASTY - at his age, he ought to know better.
:thumbup: Easy to tell when his depends get full.