ObamaCare patients with serious pre-existing diseases ---

Started by redbeard, February 16, 2014, 10:30:34 AM

Previous topic - Next topic

redbeard

Quote
could face expensive drug costs

People with serious pre-existing diseases, precisely those the president aimed to help with ObamaCare, could find themselves paying for expensive drug treatments with no help from the health care exchanges.

Those with expensive diseases such as lupus or multiple sclerosis face something called a "closed drug formulary."

Dr. Scott Gottlieb of the American Enterprise Institute explains,"if the medicine that you need isn't on that list, it's not covered at all. You have to pay completely out of pocket to get that medicine, and the money you spend doesn't count against your deductible, and it doesn't count against your out of pocket limits, so you're basically on your own."

The plan had claimed it would rescue those with serious pre-existing conditions.

"So it could be that a MS patient could be expected to pay $62,000 just for one medication," says Dr. Daniel Kantor, who treats MS patients and others with neurological conditions near Jacksonville, Florida. "That's a possiblity under the new ObamaCare going on right now."
How many people are going to die as a result of this failed liberal experiment? :sad: :sad:

Dan

The fact that they are killing the financial model of a specialist physician practice means lots of oncologists, cardiologists, etc will not be there to help you in the future. So yeah, these misguided liberal policies are going to kill a lot of people over the next several years and probably kill somebody you love at some point.

That's why I have a deep and unabiding contempt for these assholes.
If you believe big government is the solution then you are a liberal. If you believe big government is the problem then you are a conservative.

Little Nan

Quote from: redbeard on February 16, 2014, 10:30:34 AM
How many people are going to die as a result of this failed liberal experiment? :sad: :sad:

Very sad to think of all those unfortunate people who will not have meds because they are not covered.  What about patients with cancer who need chemo or radiation??  Will they too be denied necessary treatment and thus face early and agonizing death??  I just hope pain meds are not included on list of not covered meds -- that would really be intolerable.   

It is really scary to think what these liberals might be capable of -- maybe instead of pain pills for terminally ill, they will just start euthanizing them. 
There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle."  Albert Einstein

redbeard

Quote from: Little Nan on February 16, 2014, 11:19:27 AM
Very sad to think of all those unfortunate people who will not have meds because they are not covered.  What about patients with cancer who need chemo or radiation??  Will they too be denied necessary treatment and thus face early and agonizing death??  I just hope pain meds are not included on list of not covered meds -- that would really be intolerable.   

It is really scary to think what these liberals might be capable of -- maybe instead of pain pills for terminally ill, they will just start euthanizing them.
Death panels anyone? :blink: :blink:

Cryptic Bert

Obamacare will pay for you to go to a doctor so the doctor can tell you your medication isn't covered.

Brilliant.

mdgiles

Understand. The only way this smelly pile of crap can even begin to pay for itself, is to let more than a few people die. Check out socialized medicine in Europe, where the doctors are killing people.
"LIBERALS: their willful ignorance is rivaled only by their catastrophic stupidity"!

redbeard

Quote from: mdgiles on February 16, 2014, 12:25:55 PM
Understand. The only way this smelly pile of crap can even begin to pay for itself, is to let more than a few people die. Check out socialized medicine in Europe, where the doctors are killing people.
Maybe the way to explain it to young liberals is if mommy and daddy have to burn up all their savings paying for meds there won't be anything left for them to inherit. They may have to go to work and their lifestyle will have to change!! :popcorn: :popcorn: :popcorn:

Little Nan

Quote from: mdgiles on February 16, 2014, 12:25:55 PM
Understand. The only way this smelly pile of crap can even begin to pay for itself, is to let more than a few people die. Check out socialized medicine in Europe, where the doctors are killing people.


We have friends who live in Canada, who also have socialized medicine.  They say it is free, but due to a shortage of specialty doctors in the system, if you need an operation you are put on a waiting list and must wait your turn.  This could be up to a couple of years and by then it may be too late.  My Canadian friends seem to accept this system, as they probably don't know anything else.  If we are headed in that direction, most of us will be shocked to say the least.  But we are getting bad health care and must pay a hefty price for it.   :angry: :angry: :angry: :angry:
There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle."  Albert Einstein

lindcamp

Don't all insurance plans have a drug formulary? Even before Obamacare? Its a list of what medicines will be covered and what wont. The private insurance you may be on now definitely has a drug formulary.


Cryptic Bert

Quote from: lindcamp on February 16, 2014, 04:01:23 PM
Don't all insurance plans have a drug formulary? Even before Obamacare? Its a list of what medicines will be covered and what wont. The private insurance you may be on now definitely has a drug formulary.

That is not the issue. The issue is Obamacare was supposed to cover everything.

lindcamp

Quote from: The Boo Man... on February 16, 2014, 04:04:53 PM
That is not the issue. The issue is Obamacare was supposed to cover everything.

There is no insurance card that says "Obamacare" on it. Obamacare lets you go on your state exchange and purchase a plan from different companies like Bluecross or Cigna for example. 

Yes these plans will have drug formularies just as they did before. The formulary will vary from plan to plan from state to state.

So its meaningless to state what "Obamacare" covers because its an overarching guideline and not an insurance company.  Which plan, in which state, do you find lacking?

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 04:14:54 PM
There is no insurance card that says "Obamacare" on it. Obamacare lets you go on your state exchange and purchase a plan from different companies like Bluecross or Cigna for example. 

Yes these plans will have drug formularies just as they did before. The formulary will vary from plan to plan from state to state.

So its meaningless to state what "Obamacare" covers because its an overarching guideline and not an insurance company.  Which plan, in which state, do you find lacking?


Was Obamacare sold as something to lower costs and prevent people from financial disasters due to health issues?

lindcamp

Quote from: The Boo Man... on February 16, 2014, 04:24:39 PM

Was Obamacare sold as something to lower costs and prevent people from financial disasters due to health issues?

So you ignore my question but ask one of your own?

Well since I asked first; What drug is not being covered, on what plan, in what state, that you feel is insufficient? Afterall, thats the topic of this thread. Otherwise this is just Gottlieb explaning how a formulary has always worked and throwing in some vague speculation for good measure.

Notice he's not saying those drugs aren't covered? He's saying IF they aren't on the formulary, they wouldn't be covered. .....Well duh.

redbeard


Cryptic Bert

Quote from: lindcamp on February 16, 2014, 04:37:35 PM
So you ignore my question but ask one of your own?

Well since I asked first; What drug is not being covered, on what plan, in what state, that you feel is insufficient? Afterall, thats the topic of this thread. Otherwise this is just Gottlieb explaning how a formulary has always worked and throwing in some vague speculation for good measure.

Notice he's not saying those drugs aren't covered? He's saying IF they aren't on the formulary, they wouldn't be covered. .....Well duh.



The exchanges are after the fact. The need for Obamacre was sold to us as protection from doctors that do unnecessary procedures for profit, health insurance companies that do not cover certain procedures and medicines and people to maximize products and pharmaceutical companies that make certain medicine too expensive for many people to buy to maximize profits. So when Obama tells us Obamacare will prevent all that and that people will no longer have to choose between a mortgage payment or health care or will prevent bankruptcy due to medical costs the people obviously and rightly expected that to include all medication.

Oh and unless you are 12 years old don't say "duh"....