ObamaCare patients with serious pre-existing diseases ---

Started by redbeard, February 16, 2014, 10:30:34 AM

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lindcamp

Quote from: redbeard on February 16, 2014, 04:43:06 PM
http://www.foxnews.com/politics/2014/02/16/obamacare-patients-with-serious-pre-existing-diseases-could-face-expensive-drug/?intcmp=latestnews
sorry, I thought I posted this. It is the link to the OP with additional information

"I'm having to work a second job, to pay for ObamaCare," she adds. "For somebody with lupus, that's not an easy thing. If I can't afford to continue to pay for ObamaCare, I don't get my medicine. I don't get to see my doctors."

Looks like the insurance plan she got through Obamacare is paying for her meds just fine.  She just got off Tennessee welfare insurance and she now pays 350 a month for good insurance like the rest of us.

lindcamp

Quote from: The Boo Man... on February 16, 2014, 05:06:35 PM
The exchanges are after the fact. The need for Obamacre was sold to us as protection from doctors that do unnecessary procedures for profit, health insurance companies that do not cover certain procedures and medicines and people to maximize products and pharmaceutical companies that make certain medicine too expensive for many people to buy to maximize profits. So when Obama tells us Obamacare will prevent all that and that people will no longer have to choose between a mortgage payment or health care or will prevent bankruptcy due to medical costs the people obviously and rightly expected that to include all medication.

Oh and unless you are 12 years old don't say "duh"....

Ok, so what's the medication that isn't included that has everyone so worked up?

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 05:18:09 PM
Ok, so what's the medication that isn't included that has everyone so worked up?

It varies from state to state. And it's not just coverage but what individual medicines cost under Obamacare and deductibles, co pays etc. None of this was suppose to happen.

lindcamp

Quote from: The Boo Man... on February 16, 2014, 05:25:23 PM
It varies from state to state. And it's not just coverage but what individual medicines cost under Obamacare and deductibles, co pays etc. None of this was suppose to happen.

Isn't that exactly what was supposed to happen? Give americans the option of a range of plans for different prices? All meeting certain minimum guidelines such as no yearly maximums, kids on till 26, etc.

If your healthy and young you might want plan A from Cigna.  Its cheaper but has a high deductible.  If your older, you might want plan B from Bluecross.  It costs more but has better coverage.

No one ever said everyone gets the same plan called "obamacare" and this is what it costs and this is what it covers.


If you have a pre existing condition you need to research the plans and choose one that best covers your needs.


If it varies from state to state, that would be something to write your governor about?

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 05:36:50 PM
Isn't that exactly what was supposed to happen? Give americans the option of a range of plans for different prices? All meeting certain minimum guidelines such as no yearly maximums, kids on till 26, etc.

If your healthy and young you might want plan A from Cigna.  Its cheaper but has a high deductible.  If your older, you might want plan B from Bluecross.  It costs more but has better coverage.

No one ever said everyone gets the same plan called "obamacare" and this is what it costs and this is what it covers.


If you have a pre existing condition you need to research the plans and choose one that best covers your needs.


If it varies from state to state, that would be something to write your governor about?

Range of plans? How many make up a "range"

lindcamp

Quote from: The Boo Man... on February 16, 2014, 05:40:42 PM
Range of plans? How many make up a "range"

Range: a set of different things of the same general type.

walkstall

Quote from: lindcamp on February 16, 2014, 05:42:34 PM
Range: a set of different things of the same general type.


Well Range let me see....

1) I am a senior citizen past the age of over 70,  I will now be paying 7000$ more for insurance more this year then last year.

2) I now pay 3 to 6 time more for our Rx's then last year.

3) My wife can not get pregnant and I can not get pregnant, but we have to pay for that as it is the LAW.

4) b o said the new insurance would save us around 3000$ a year.

5) b o is out and out lying.
A politician thinks of the next election. A statesman, of the next generation.- James Freeman Clarke

Always remember "Feelings Aren't Facts."

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 05:42:34 PM
Range: a set of different things of the same general type.

To which there are little in the exchanges...

lindcamp

Quote from: The Boo Man... on February 16, 2014, 07:09:44 PM
To which there are little in the exchanges...

I'm pretty sure even in states with poor variety, the few choices all cover MS meds and lupus meds etc. Which is the whole point of this thread.

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 08:12:09 PM
I'm pretty sure even in states with poor variety, the few choices all cover MS meds and lupus meds etc. Which is the whole point of this thread.

Yes but if the deductibles and co pays aren't affordable then it's safe to say that the drugs really aren't covered...

lindcamp

Quote from: The Boo Man... on February 16, 2014, 08:16:15 PM
Yes but if the deductibles and co pays aren't affordable then it's safe to say that the drugs really aren't covered...

Actually its wildly misleading to say that. 

That's like saying a Ferrari can't go faster than 50mph. Then after being proven wrong claiming "Yes, but if people can't afford the price of the car, then its safe to say the cars top speed is 45mph"


Why distort characteristics of the plan in order to comment on the price? That woman got her lupus meds with a  350 a month policy.  Thats cheaper than my private insurance and entirely reasonable.

Cryptic Bert

Quote from: lindcamp on February 16, 2014, 08:27:14 PM
Actually its wildly misleading to say that. 

That's like saying a Ferrari can't go faster than 50mph. Then after being proven wrong claiming "Yes, but if people can't afford the price of the car, then its safe to say the cars top speed is 45mph"


Why distort characteristics of the plan in order to comment on the price? That woman got her lupus meds with a  350 a month policy.  Thats cheaper than my private insurance and entirely reasonable.

No it is not. There have been plenty of studies and examples...

lindcamp

Are you seriously claiming that even though people can get lupus and ms medicine covered on these policies,  since some people can't afford the policy, its accurate to say the policy doesn't cover those meds?

The best way to comment on high costs of insurance is to falsely claim it doesn't cover meds?


Cryptic Bert

Quote from: lindcamp on February 16, 2014, 08:53:01 PM
Are you seriously claiming that even though people can get lupus and ms medicine covered on these policies,  since some people can't afford the policy, its accurate to say the policy doesn't cover those meds?

The best way to comment on high costs of insurance is to falsely claim it doesn't cover meds?
Yes.

It was all supposed to be affordable. Right or wrong?

lindcamp

Quote from: The Boo Man... on February 16, 2014, 08:59:33 PM
Yes.

It was all supposed to be affordable. Right or wrong?

Correct!

What about the woman in redbeards link that had to take a second job to get her obamacare policy so she can get her lupus meds. The fact that she's receiving the lupus meds proves its covered. Your just being silly.