Who would'a thunk it?       

Many Obamacare customers could be looking at surprisingly large price increases next year—if insurers get their wishes.

Health insurance premiums for individual plans in major U.S. cities would rise by an average of 12 percent in 2016 if the newly proposed prices are approved, a new analysis finds.

And prices would increase even more—14 percent on average—for people enrolled in the most popular type of Obamacare plans, known as "silver" plans, the HealthPocket study reveals.

Customers insured in health maintenance organization (HMO) and exclusive provider organization (EPO) plans—which as a rule don't cover treatment from providers outside of their networks—would be facing average increases that are higher still—20 percent for HMO plans and 18 percent for EPO plans.


more @
http://www.cnbc.com/id/102746364?__source=xfinity|mod&par=xfinity

Quote from: walkstall on June 11, 2015, 04:08:48 AM
Who would'a thunk it?       

Many Obamacare customers could be looking at surprisingly large price increases next year—if insurers get their wishes.

Health insurance premiums for individual plans in major U.S. cities would rise by an average of 12 percent in 2016 if the newly proposed prices are approved, a new analysis finds.

And prices would increase even more—14 percent on average—for people enrolled in the most popular type of Obamacare plans, known as "silver" plans, the HealthPocket study reveals.

Customers insured in health maintenance organization (HMO) and exclusive provider organization (EPO) plans—which as a rule don't cover treatment from providers outside of their networks—would be facing average increases that are higher still—20 percent for HMO plans and 18 percent for EPO plans.


more @
http://www.cnbc.com/id/102746364?__source=xfinity|mod&par=xfinity

Yep... it just goes to remind me of  how much my own health insurance premiums and copays have gone up because of the "Affordable Healcare Acts" new mandates (which requires us all now to purchace more 'insurance' than we actually need) (so the increases in our out f pocket costs will pay for others who didn't work their entire lives for a company that paid less money but gave a decent Health Insurance package).

My wife is a school teacher and they have been working without acontract for quite some time, they finally were given a copy of their new contract one day before they have to vote on it.  All of their healthcare copays and premiums are significantly raised...and those for new hires go up and up and up.  The devious little plan is to get as much as they can out of the grumbling exisitng employees and then have them sell out the future employees but agreeing to exhorbanant increases in what they must pay. (how else is the goverment going to pay for the less fortunate people of this society?  It's a Marxist belief "from everyone according to their ability and to everyone according to theirr need")

In a few days it'll all be shot-down. 

-Relic of a by-gone era.  Thank God.  Dems ruined the best healthcare-system ever devised. 

Temporary health-cards will have to be issued until we Repubs can fix this mess.

Obamacare has become somewhat of a back burner issue due to all the other stuff going on. However, it is still overwhelmingly unpopular as the folks are seeing what impact it has on them. It is still a great campaign issue for 2016. There is one question that needs to be asked.

"Mrs. Clinton, do you support the ACA as it is written?"

Quote from: walkstall on June 11, 2015, 04:08:48 AM
Who would'a thunk it?       

Many Obamacare customers could be looking at surprisingly large price increases next year—if insurers get their wishes.

Health insurance premiums for individual plans in major U.S. cities would rise by an average of 12 percent in 2016 if the newly proposed prices are approved, a new analysis finds.

And prices would increase even more—14 percent on average—for people enrolled in the most popular type of Obamacare plans, known as "silver" plans, the HealthPocket study reveals.

Customers insured in health maintenance organization (HMO) and exclusive provider organization (EPO) plans—which as a rule don't cover treatment from providers outside of their networks—would be facing average increases that are higher still—20 percent for HMO plans and 18 percent for EPO plans.


more @
http://www.cnbc.com/id/102746364?__source=xfinity|mod&par=xfinity

Boy, talk about freakin spin. That's like saying the most popular form of torture,.
No one wants this shit, there is nothing popular about a forced govt program.

Looks like the 'affordable' part just went spiraling down the toilet. Thank Pelosi et al for destroying our health care system. 

Quote from: walkstall on June 11, 2015, 04:08:48 AM
Who would'a thunk it?       

Many Obamacare customers could be looking at surprisingly large price increases next year—if insurers get their wishes.

Health insurance premiums for individual plans in major U.S. cities would rise by an average of 12 percent in 2016 if the newly proposed prices are approved, a new analysis finds.

And prices would increase even more—14 percent on average—for people enrolled in the most popular type of Obamacare plans, known as "silver" plans, the HealthPocket study reveals.

Customers insured in health maintenance organization (HMO) and exclusive provider organization (EPO) plans—which as a rule don't cover treatment from providers outside of their networks—would be facing average increases that are higher still—20 percent for HMO plans and 18 percent for EPO plans.


more @
http://www.cnbc.com/id/102746364?__source=xfinity|mod&par=xfinity

http://www.youtube.com/watch?v=gud1jMunEQQ

Quote from: walkstall on June 11, 2015, 04:08:48 AM
Who would'a thunk it?       

I think this was predicted by those who were against the ACA.  In the ACA the insurance companies have to spend at least 80% of premiums on medical care, and no more than 20% on administrative costs, profits and a few other expenses.  This is called Medical Loss Ratio.

Insurance companies going in were guaranteed by the government that they would not lose money, which would be phased out over time.

With these increases, it looks like the insurance companies are not getting the enrollees they expected, their medical payments are exceeding the 80% and they are probably losing enrollees through non payment of premiums. 

Quote from: Dori on June 11, 2015, 05:45:41 AM
I think this was predicted by those who were against the ACA.  In the ACA the insurance companies have to spend at least 80% of premiums on medical care, and no more than 20% on administrative costs, profits and a few other expenses.  This is called Medical Loss Ratio.

Insurance companies going in were guaranteed by the government that they would not lose money, which would be phased out over time.

With these increases, it looks like the insurance companies are not getting the enrollees they expected, their medical payments are exceeding the 80% and they are probably losing enrollees through non payment of premiums.

It is called adverse selection. The coverage of pre-existing conditions has to drive up losses. The folks who are willing to pay are those who know they are going to use the coverage. One might ask why pre-existing conditions have been excluded? It is simple. Insurance companies use this as a way to control pricing in the marketplace.

Quote from: supsalemgr on June 11, 2015, 06:19:08 AM
One might ask why pre-existing conditions have been excluded? It is simple. Insurance companies use this as a way to control pricing in the marketplace.

Not sure what you mean.  I thought covering pre-existing conditions was part of the ACA. How were they excluded?

Quote from: Dori on June 11, 2015, 05:45:41 AM
I think this was predicted by those who were against the ACA.  In the ACA the insurance companies have to spend at least 80% of premiums on medical care, and no more than 20% on administrative costs, profits and a few other expenses.  This is called Medical Loss Ratio.

Insurance companies going in were guaranteed by the government that they would not lose money, which would be phased out over time.

With these increases, it looks like the insurance companies are not getting the enrollees they expected, their medical payments are exceeding the 80% and they are probably losing enrollees through non payment of premiums.

Couldn't resist saying that there are ads on the tv for insurance and the medicare/medicaid must be in a bind for new enrollees because it appears that they are waiving the traditional times that you are allowed to enroll before it carries on to the next year.  Under medicare as we have known it, you only have a certain time that you can enroll.  According to the ad, you can go to it anytime you aren't happy with what you have.  Begging I guess.

Quote from: Dori on June 11, 2015, 06:27:21 AM
Not sure what you mean.  I thought covering pre-existing conditions was part of the ACA. How were they excluded?

Correct. By mandating coverage for pre-existing conditions the costs had to go up. Just another lie from Obama.

Quote from: wally on June 11, 2015, 04:51:10 AM
Yep... it just goes to remind me of  how much my own health insurance premiums and copays have gone up because of the "Affordable Healcare Acts" new mandates (which requires us all now to purchace more 'insurance' than we actually need) (so the increases in our out f pocket costs will pay for others who didn't work their entire lives for a company that paid less money but gave a decent Health Insurance package).

My wife is a school teacher and they have been working without acontract for quite some time, they finally were given a copy of their new contract one day before they have to vote on it.  All of their healthcare copays and premiums are significantly raised...and those for new hires go up and up and up.  The devious little plan is to get as much as they can out of the grumbling exisitng employees and then have them sell out the future employees but agreeing to exhorbanant increases in what they must pay. (how else is the goverment going to pay for the less fortunate people of this society?  It's a Marxist belief "from everyone according to their ability and to everyone according to theirr need")

Okay. For about the 59th trillionth time. It never was, isn't now, and never will be about helping the less fortunate. It's about government bureaucrats having well paying jobs spending taxpayer money, while you go around getting angry at the poor that get little or none of the money. Divide and conquer. When you realize that if the government had just sent the poor a check for their portion of all the money spent fighting poverty, there would be no more poverty; then you have to realize there is something else going on. Government bureaucrats kick back a portion of their money to their unions which forward it to the Democrats. THAT'S the game!

Quote from: wally on June 11, 2015, 04:51:10 AM
Yep... it just goes to remind me of  how much my own health insurance premiums and copays have gone up because of the "Affordable Healcare Acts" new mandates (which requires us all now to purchace more 'insurance' than we actually need) (so the increases in our out f pocket costs will pay for others who didn't work their entire lives for a company that paid less money but gave a decent Health Insurance package).

My wife is a school teacher and they have been working without acontract for quite some time, they finally were given a copy of their new contract one day before they have to vote on it.  All of their healthcare copays and premiums are significantly raised...and those for new hires go up and up and up.  The devious little plan is to get as much as they can out of the grumbling exisitng employees and then have them sell out the future employees but agreeing to exhorbanant increases in what they must pay. (how else is the goverment going to pay for the less fortunate people of this society?  It's a Marxist belief "from everyone according to their ability and to everyone according to theirr need")

The Union has been doing this for years. 

However there is a bigger picture. These companies are the large ones that can absorb some loss. The smaller ones will go out of business.