My understanding on this is about as high as a liberal's IQ. Here's the article, https://noqreport.com/2022/11/15/here-come-programmable-dollars-new-york-fed-and-12-banking-giants-launch-digital-dollar-test/ 
I take it they are not talking about cryptocurrency, in fact if I understand it correctly, and I would bet I don't, this would be the opposite of cryptocurrency which is based on no type of any government control, while I'm guessing programmable dollars would be wide open to government control. I have heard it stated, right or wrong, but use of programmable dollars would damn near need government approval before the cash register would ring it up. I'm sure that is a vast exaggeration.
 But is this that different from using online banking such as a debit card to buy? As I understand it, you would still be the only one putting money into the checking account, you still would not be able to overdraft, etc,. Or does this not concern the average citizen? And I really confused as to why it is suggested to convert savings, investments, etc over to metals, as when most people buy gold, it is on paper only, so is there a difference?
Actually, to be honest, I can not tell you how long it has been since I dealt in actual money, when I was working paychecks were direct deposited, almost everything I bought was electronic not even using checks. Bill are payed online, hell even when the kids needed help, that was done online without anybody seeing any cash. Which leads me to another question, how can there be a coin shortage if nobody uses money anymore?
 Since I have seen what too many people who are supposedly smart in this matter have written, there must be a difference online banking and programmable dollars??? Which leads to the last question, if they are so smart, why can they not explain it to someone like me?

There is a limit on the number of Bitcoins, more can not be made. What is being sold is part interest in a bitcoin.
What they are talking about, is your debt card, but they can make more coins. Unclears as to how coins would be distribited. Bottem line, the more coins, the less they are worth, the less they can buy ( think food). With an add featcher, it can be used to control what/how much yo can buy.

Looks like a precursor to digital currency.

Quote from: Solar on November 15, 2022, 04:39:42 PMLooks like a precursor to digital currency.

Ok, is there a difference between digital currency vs never using cash? I assume both ways, if they are different, can be traced? Could the government stop your purchases with digital but not the other? I have read/understand enough about these to only be dangerous with assumptions. I assume there is a reason why the government is wanting to push this that the government can not obtain with just online banking??? 

Quote from: Possum on November 15, 2022, 05:50:40 PMOk, is there a difference between digital currency vs never using cash? I assume both ways, if they are different, can be traced? Could the government stop your purchases with digital but not the other? I have read/understand enough about these to only be dangerous with assumptions. I assume there is a reason why the government is wanting to push this that the government can not obtain with just online banking??? 

Yes, this is the plan of the NWO, a cashless society they control.
It means the end of all freedom, be it travel, or buying food, it will all be monitored by a world govt.
Social credit? Yep, say or do the wrong thing, and your cutoff from your money.

What will happen? An underground black mkt will spring up of al l Govt contraband items, barter will return.
The UK is already floating the idea for next year.

Quote from: Solar on November 15, 2022, 05:57:12 PMYes, this is the plan of the NWO, a cashless society they control.
It means the end of all freedom, be it travel, or buying food, it will all be monitored by a world govt.
Social credit? Yep, say or do the wrong thing, and your cutoff from your money.

What will happen? An underground black mkt will spring up of al l Govt contraband items, barter will return.
The UK is already floating the idea for next year.

Then I would guess the bankruptcy involving the donor to the democrats was done on purpose. IMHO, those donations were meant to bankrupt the crypto? now it makes sense why they say to invest in precious metals. Even there that would be a hell of a gamble.

Quote from: Possum on November 15, 2022, 06:04:47 PMThen I would guess the bankruptcy involving the donor to the democrats was done on purpose. IMHO, those donations were meant to bankrupt the crypto? now it makes sense why they say to invest in precious metals. Even there that would be a hell of a gamble.

Good point! Scare everyone away from our only other option.
I wish 18 to 30 year old's could understand the ramifications of what they're voting for.