Quote from: carolina73 on January 14, 2020, 10:07:20 AM
Jan 24th? That's not a wait.
If it is something small then go to the local clinic of your choice and get what you need.

If it is critical then you can go to the ER. When you have Obama Care that is where you go anyways because there is no co-pay at the ER. Remember how Obama Care was going to prevent people from going to the ER? It did the opposite. Obama Care was all a lie caused by the right and left. If you have a problem with only 15% of the population then they could fix that without ruining it for the 85%.  The reason your employer probably had to change their provider was most likely because Obama Care directive costs. The other problem is because a group of lawyers now sitting in Congress will not do anything to fix our blackmail system called the courts. This is one subject that the Europeans have correct.

My employer switched from United Health to Humana. The reason was simply cost, they explained that to us in our annual profits meeting. They price-shop every year.

I'm just trying to go for my annual physical. Nothing urgent. I can't go on the 24th of Jan., so I took the Feb. 26 date. So...it's a month an a half wait for a physical for me.

In the US about a third of all money spent in healthcare goes to wast, fraud or abuse. We're overspending for what everyone else is getting at a better price.

Quote from: joesixpack on January 14, 2020, 10:28:48 AM
My employer switched from United Health to Humana. The reason was simply cost, they explained that to us in our annual profits meeting. They price-shop every year.

I'm just trying to go for my annual physical. Nothing urgent. I can't go on the 24th of Jan., so I took the Feb. 26 date. So...it's a month an a half wait for a physical for me.

In the US about a third of all money spent in healthcare goes to wast, fraud or abuse. We're overspending for what everyone else is getting at a better price.

BS Joe the Troll.

Quote from: joesixpack on January 14, 2020, 10:28:48 AM
My employer switched from United Health to Humana. The reason was simply cost, they explained that to us in our annual profits meeting. They price-shop every year.

I'm just trying to go for my annual physical. Nothing urgent. I can't go on the 24th of Jan., so I took the Feb. 26 date. So...it's a month an a half wait for a physical for me.

In the US about a third of all money spent in healthcare goes to wast, fraud or abuse. We're overspending for what everyone else is getting at a better price.

If you are calling all the government regulations waste, and calling all of the frivolous lawsuits fraud, and all of the time the government sticks its nose where it does not belong abuse, then I might agree with you.  But I have a feeling thagt is not what you are talking about.



How's the baby?

Quote from: s3779m on January 14, 2020, 04:59:21 PM
If you are calling all the government regulations waste, and calling all of the frivolous lawsuits fraud, and all of the time the government sticks its nose where it does not belong abuse, then I might agree with you.  But I have a feeling thagt is not what you are talking about.



How's the baby?

Baby's great. We're waiting for that medical bill in the mail 

And I'm just going by the various studies into the system. 1 in particular said that Administration and Paperwork was the biggest waste

Quote from: joesixpack on January 14, 2020, 10:28:48 AM
My employer switched from United Health to Humana. The reason was simply cost, they explained that to us in our annual profits meeting. They price-shop every year.

I'm just trying to go for my annual physical. Nothing urgent. I can't go on the 24th of Jan., so I took the Feb. 26 date. So...it's a month an a half wait for a physical for me.

In the US about a third of all money spent in healthcare goes to wast, fraud or abuse. We're overspending for what everyone else is getting at a better price.

Of course they will shop it. They are paying for it out of their pocket or the pocket of the stockholders.

We had a great and unique plan plan through our insurer. It had a $6000 deductible. We picked up $5500 of the $6000 deductible as a form of self insurance. It was administrated by the insurer so we did not distribute the self-insured part. The rest was reimbursed as normal insurance in terms of coverage but other than the $500 the employee paid nothing until co-pays after the $6000.
The cost was approximately $450 (family) a month and we could potentially be out the $5500 per employee. That means we could be out 11 grand but it turned out to be $7 to 8 grand a year. We had a few employees with cancer and they were very happy with the coverage.

Then Obama Care gets passed.

We are told that they can no longer supply our insurance plan and it had to meet one of the 5 models created by the government.

Within 3 years the cost went up to over $13 grand with less coverage and our employees lost all but $500 of the new deductible that kept rising. No one is happy and I had to take out a separate policy because I live out of state. I pay about $4000 more a year for that. It is not a good plan. The Obama Care plan was going to be about $30 grand because of my income if I went to private insurance.

Do I blame Democrats and Obama Care? Hell YEA!

Under Trump, this will be the first year we have stable pricing and do not need to shop.
I DEEM Pelosi, Biden and socialists to be economic terrorists.

If you like socialist style healthcare then look at the VA.
- It is an overstaffed Affirmative Action nightmare
- It usually pays more than other hospitals because the nurses fate watching the Affirmative Action employees doing nothing.
- The solution to cure the lack of service and availability at the VA was to let our veterans go to private hospitals. I never hear anyone saying that they wish they could go to the VA.

I challenge anyone to come up with anything the US government does well & efficiently.

Someone just posted this:

QuoteMy half brother who is Swedish..waited over a year before they would fix his ACL. He was in terrible pain. He argued with the Swedish docs but all they did was give him pain meds and told him to not go to work and collect disability. He couldn't do that to his customers (he had a car service center) plus disability couldn't support his family so he rigged a wheelchair so he could still work for the year wait. He and his wife and other relatives are always cursing the Sweden healthcare system.

Quote from: taxed on January 14, 2020, 07:55:11 PM
Someone just posted this:

Private insurance is an option in Sweden

Quote from: joesixpack on January 14, 2020, 10:02:13 PM
Private insurance is an option in Sweden

Amazing.  Next thing you know they'll send robots to Mars.

Quote from: joesixpack on January 14, 2020, 05:19:46 PM
Baby's great. We're waiting for that medical bill in the mail

And I'm just going by the various studies into the system. 1 in particular said that Administration and Paperwork was the biggest waste

Something that hardly gets mentioned, our medical system, expensive beyond belief, is also the best. Unfortunately, even though most of us never need the best, we still chip in to pay for it. There is no "just pay for what you use" button. Now add in the fact that our system will not turn down anyone who needs emergency care, and we pay for that too. The American tax payer pays for everything, one way or another, period. We pay for those without insurance, we pay for those who need emergency care and have no money, and if bernie gets his medical care for all, we will pay for that too. Everytime a politician opens his mouth and tells you what he will do for you, we will pay for it.

Meanwhile over in France the poster child for the European Union universal healthcare a whopping 1200 doctors quit.....I wonder why, also where is the MSM......?

Please listen up Joe One Can as one person tweets....."WE can't show Americans how miserably 'socialist' France is failing... people might realise how good they have it under Trump".

1200 French doctors resign en masse...

https://www.citizenfreepress.com/breaking/1200-french-doctors-resign-en-masse/

Quote from: Bronx on January 16, 2020, 06:16:46 AM
Meanwhile over in France the poster child for the European Union universal healthcare a whopping 1200 doctors quit.....I wonder why, also where is the MSM......?

Please listen up Joe One Can as one person tweets....."WE can't show Americans how miserably 'socialist' France is failing... people might realise how good they have it under Trump".

1200 French doctors resign en masse...

https://www.citizenfreepress.com/breaking/1200-french-doctors-resign-en-masse/

https://www.thelocal.fr/20200114/strike-hospitals-whats-gone-wrong-with-hospitals-in-france

https://en.farsnews.com/newstext.aspx?nn=13981025000548

it wasn't active doctors, they were administrative staff, and they're trying to get more funding. Which wouldn't be a problem in America because we're the richest and the best. We can afford to fund our hospitals.

Quote from: joesixpack on January 16, 2020, 07:29:25 AM
https://www.thelocal.fr/20200114/strike-hospitals-whats-gone-wrong-with-hospitals-in-france

https://en.farsnews.com/newstext.aspx?nn=13981025000548

it wasn't active doctors, they were administrative staff, and they're trying to get more funding. Which wouldn't be a problem in America because we're the richest and the best. We can afford to fund our hospitals.

Are you using warren's plan? Do you have a cost? Do you know where the money will come from? Please don't just say we have the money, the government has NO money unless it takes it away from someone first. Add to that the fact that 47% pay no income tax and you are talking about the rest having to pick up the tab. Is this really what you are saying?

Quote from: joesixpack on January 16, 2020, 07:29:25 AM
https://www.thelocal.fr/20200114/strike-hospitals-whats-gone-wrong-with-hospitals-in-france

https://en.farsnews.com/newstext.aspx?nn=13981025000548

it wasn't active doctors, they were administrative staff, and they're trying to get more funding. Which wouldn't be a problem in America because we're the richest and the best. We can afford to fund our hospitals.

Uhh, yeah it is!

Your link alone proves it to be correct.
1,200 French Doctors Resign from Supervisory Roles in Protest over Gov't Funding for Public Hospitals

Thousands of other hospital staff and caregivers have signed a letter of support for the doctors, backing their calls for hiring additional staff and increasing the salaries of young doctors and non-medical staff.

"The resigning doctors ask nothing for themselves," the letter read, saying, "They continue to treat."

"The population must respond to their call. Their warning cry must be heard by the government," they stated

Fact is, France is in for a serious reform or there will be another revolution.

Quote from: s3779m on January 16, 2020, 07:54:09 AM
Are you using warren's plan? Do you have a cost? Do you know where the money will come from? Please don't just say we have the money, the government has NO money unless it takes it away from someone first. Add to that the fact that 47% pay no income tax and you are talking about the rest having to pick up the tab. Is this really what you are saying?

...exactly, and, we have consumers spending money on medical. It's not like every visit is a insurance claim.

One thing about Bernie bots, they get confused about the difference between health care itself, and insurance.

Another thing I've learned about Bernie bots is they don't respect these incredible skills, like brain surgery, or an eye surgeon.  They think it's unfair that an eye surgeon makes a million bucks a year and drives a Maserati.

Quote from: s3779m on January 16, 2020, 07:54:09 AM
Are you using warren's plan? Do you have a cost? Do you know where the money will come from? Please don't just say we have the money, the government has NO money unless it takes it away from someone first. Add to that the fact that 47% pay no income tax and you are talking about the rest having to pick up the tab. Is this really what you are saying?

No, I'm just speaking generally.

We afforded our bailouts, we afforded our wars, we still afford our Sos Sec., our schools, our fire and police departments. We pay for what we want. The VA gets funding, the FAA gets funding, the USPS gets funding.

You get my point. What's happening in France is that they're asking for more funding. We, in American, can fund our hospitals.