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Author Topic: 2020 Democrat Presidential Circus  (Read 31576 times)

Offline supsalemgr

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Re: 2020 Democrat Presidential Circus
« Reply #180 on: April 29, 2020, 11:46:48 AM »
The health insurance I've been buying the past 6 years is as good as, and in some respects better than what I'll be getting when I start Medicare next month.  It certainly costs me less than what Medicare will.  If I had a choice, I would NOT go with Medicare...

You should also look into a medicare supplement plan.

My company's retirement plan provided that, but the Obama crowd disallowed companies to deduct the costs of those plans and I had to go to the market for the coverage.
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Online Solar

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Re: 2020 Democrat Presidential Circus
« Reply #181 on: April 29, 2020, 01:26:02 PM »
The health insurance I've been buying the past 6 years is as good as, and in some respects better than what I'll be getting when I start Medicare next month.  It certainly costs me less than what Medicare will.  If I had a choice, I would NOT go with Medicare...
You do have options. My Medicare bill is murder, especially since I don't even use it.
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Offline Mercy Otis Warren

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Re: 2020 Democrat Presidential Circus
« Reply #182 on: April 30, 2020, 08:24:18 AM »
You do have options. My Medicare bill is murder, especially since I don't even use it.


You mean I DON'T have to go with Medicare???
The secret of FREEDOM lies in educating people, whereas the secret of TYRANNY lies in keeping them ignorant.   ~Maximilien Robespierre

Online VVet69

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Re: 2020 Democrat Presidential Circus
« Reply #183 on: April 30, 2020, 10:21:20 AM »

You mean I DON'T have to go with Medicare???

IN the US, when you turn 65, you are REQUIRED to sign up for Medicare Part A, Hospitalization.  The other parts of Medicare (Parts B an D) are not required if you are still working for a company that provides employer health care coverage. Note also that once you sign up for Medicare part A you are not allowed to make tax-free contributions to a tax-free HSA (Health Savings Account) anymore (this happened in 2018 I think). 

I can also tell you that Medicare part B premiums have the potential to have surcharges and penalties applied depending on circumstances (how much you earned 2 years ago, how long you waited to sign up for Part B after you were eligible, etc.).  I can also tell you that many state run health plans that come with state retirements can be a good Medicare supplemental Insurance as well.

I would recommend that you reach out to a financial advisor, Insurance agent, or someone who is versed in the details of Medicare and supplemental Medicare coverage for guidance on how to make these decisions.

Online Solar

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Re: 2020 Democrat Presidential Circus
« Reply #184 on: April 30, 2020, 11:00:47 AM »
IN the US, when you turn 65, you are REQUIRED to sign up for Medicare Part A, Hospitalization.  The other parts of Medicare (Parts B an D) are not required if you are still working for a company that provides employer health care coverage. Note also that once you sign up for Medicare part A you are not allowed to make tax-free contributions to a tax-free HSA (Health Savings Account) anymore (this happened in 2018 I think). 

I can also tell you that Medicare part B premiums have the potential to have surcharges and penalties applied depending on circumstances (how much you earned 2 years ago, how long you waited to sign up for Part B after you were eligible, etc.).  I can also tell you that many state run health plans that come with state retirements can be a good Medicare supplemental Insurance as well.

I would recommend that you reach out to a financial advisor, Insurance agent, or someone who is versed in the details of Medicare and supplemental Medicare coverage for guidance on how to make these decisions.
Good post...
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Offline supsalemgr

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Re: 2020 Democrat Presidential Circus
« Reply #185 on: April 30, 2020, 11:41:52 AM »
IN the US, when you turn 65, you are REQUIRED to sign up for Medicare Part A, Hospitalization.  The other parts of Medicare (Parts B an D) are not required if you are still working for a company that provides employer health care coverage. Note also that once you sign up for Medicare part A you are not allowed to make tax-free contributions to a tax-free HSA (Health Savings Account) anymore (this happened in 2018 I think). 

I can also tell you that Medicare part B premiums have the potential to have surcharges and penalties applied depending on circumstances (how much you earned 2 years ago, how long you waited to sign up for Part B after you were eligible, etc.).  I can also tell you that many state run health plans that come with state retirements can be a good Medicare supplemental Insurance as well.

I would recommend that you reach out to a financial advisor, Insurance agent, or someone who is versed in the details of Medicare and supplemental Medicare coverage for guidance on how to make these decisions.

"I would recommend that you reach out to a financial advisor, Insurance agent,"

Excellent advice. In my 47 years in the insurance business I saw too many cases where folks tried to DIY and found out you do not need an agent UNTIL - you need an agent.
"If you can't run with the big dawgs, stay on the porch!"

Online Calypso Jones

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Re: 2020 Democrat Presidential Circus
« Reply #186 on: May 05, 2020, 09:20:48 AM »
I don't know about stickying a thread for two years about Dims running for the WH. :biggrin:
How about we sticky it in MSM Distraction?
With what we're finding out about the media I think, just my opinion, that a forum just titled THE MEDIA would be good for the front page of forums.   
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Online Solar

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Re: 2020 Democrat Presidential Circus
« Reply #187 on: May 05, 2020, 09:32:07 AM »
With what we're finding out about the media I think, just my opinion, that a forum just titled THE MEDIA would be good for the front page of forums.
Hmmmm.... Please expand.
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