Yes you can.  If you don't know that, you really shouldn't be discussing this stuff.  Nevertheless, Dodd-Frank was passed in 2010, when Dems had control.

You "guess"?  Son, if you don't know who had control then, and how chairs are appointed in committees, then you are worse off than I thought.

Please, in your own words, i.e., not a talking point from a lib source, summarize what the CRA is.  You don't know the basics on our government, so I guess you have no clue, even though it plays a part in the housing crisis.

Amazing! How can anyone sit there and place blame in it's entirety upon Bush over this mess and not accept the Dims held culpability at all is beyond reason.

The old tired line "It All Bush's Fault" is getting real tedious.

This is very simple to solve.If it is Bush's fault then there will be executive orders or legislation passed that Bush signed that makes denying loans based on income illegal and/or forcing quotas on financial institutions.

Since Verne claims to have all the facts he should be able to supply these bills/EO's.  They will be on the government website.

Looks like Vern has left the party...

You silly pubs are truly confused.  Lets review the facts you've learned in this thread

The Bush Mortgage Bubble started in late 2004 when Banks lowered their lending standards (you dont get to pretend it started in 1992 or 1977)
Bush's regulators not only didn't stop it. They encouraged it.
Bush stopped GSE 'reform' in 2003. It had nothing to do with subprime
Bush reversed the clinton rule that 'reined in' freddie and fannie
Bush forced GSEs to buy more low income home loans
Bush PROTECTED PREDATORY LENDERS
Bush stopped real GSE reform in 2005

and that's not even all of his toxic policies. and can someone explain to taxed that republicans controlled congress from 2003 to 2007 so Dodd wasn't chairman during the Bush mortgage Bubble. I told him but you guys know better than me how you dont like facts

There's no doubt that Bush allowed himself to get caught up in the fake housing boom that democrats created. Allowing banks to repackage bad paper and sell it to investors, was monumentally stupid. It created a runaway train, and nobody's arguing involvement by the Bush administration; which you're choosing to ignore.

The term "predatory lender" was invented to lay the blame on the people that made bad loans............while following government dictates. No one was forced to take out a loan.

If you really want to get to the crux of the problem, in fact, most of our problems, they have their basis in FDR's New Deal, and Johnson's Great Society. Other president's have built on them, but these are where things really took root. It was the idea that people that didn't earn things, deserved to have them anyway. Policies were implemented to make it happen; including getting people with no money into home ownership. The thought was, get them into houses, and it would motivate them into becoming responsible citizens, getting full time jobs, making their payments, etc. It didn't work. Turns out there was a reason they didn't own homes before, and it wasn't because lenders were being discriminatory; it was because they didn't have the motivation or the money to own a home.

You silly pubs are truly confused.  Lets review the facts you've learned in this thread

The Bush Mortgage Bubble started in late 2004 when Banks lowered their lending standards (you dont get to pretend it started in 1992 or 1977)
Bush's regulators not only didnt stop it. They encouraged it.
Bush stopped GSE 'reform' in 2003. It had nothing to do with subprime
Bush reversed the clinton rule that 'reined in' freddie and fannie
Bush forced GSEs to buy more low income home loans
Bush PROTECTED PREDATORY LENDERS
Bush stopped real GSE reform in 2005

and thats not even all of his toxic policies. and can someone explain to taxed that republicans controlled congress from 2003 to 2007 so Dodd wasnt chairman during the Bush mortgage Bubble. I told him but you guys know better than me how you dont like facts

If these are facts Vera then you provide links for each example.

Here's the HUD release, bragging about the start of the bubble. Year: 1996

http://archives.hud.gov/news/1996/pr96-011.cfm

President Clinton launched the National Homeownership Strategy in November, 1994. He directed Cisneros to form the "National Partners in Homeownership," in which 56 major housing and finance industry groups are now working with government and nonprofit organizations to reduce barriers to homeownership.

If you are not smart enough to understand that "making it easier to get financing" means, pressuring banks to ease lending requirements, that's not my problem.

He refuses to accept that the left were in anyway culpable in creating the bubble.
This speaks more about a sanity issue, if anything.

And the mantra continues "Bush's Fault"!

I am sure in his mind Bush gave Eve the apple.