I Blew My $90K Trust Fund, It's My Parents Fault

Started by Solar, July 22, 2015, 08:56:58 AM

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kroz

Quote from: zewazir on July 26, 2015, 07:13:03 PM
When I was in 8th grade we spent an entire 6 week period studying about household finances. Some of the exercises we participated in included the entire class making up a months worth of meals for a hypothetical family of 4: breakfast, lunch, dinner.  Then the teacher put it all on a mimeo sheet, handed it out, and our homework was to go out to the grocery stores and price the cost of the month's groceries.  We also learned how to write checks and balance a checking account ledger, all of whcih was contained in a workbook. We also built a budget, again for that family of 4, searching newspapers for apartments and also for houses. We built 2 budgets, one which contained rent, one which had a mortgage.  We then compared our hypothetical budget to the employment classifieds, and found we had to make a WHOLE bunch of cuts, ended up looking at used cars instead of having a new car payment, downsized to a 2 bedroom home or apartment and bunk beds, etc.  Most of us in the class, though being typical egocentric teens of the time, still managed to recognize the value of that 6 week period in our social studies class.

I guess public education decided practical knowledge takes away too much time from their LGBT equality courses.

Where did you go to school???...... and in which century??   :ohmy:

Solar

Quote from: kroz on July 27, 2015, 04:59:30 AM
Where did you go to school???...... and in which century??   :ohmy:
:lol: :lol: :lol:
Or country?
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walkstall

Quote from: Solar on July 27, 2015, 06:33:05 AM
:lol: :lol: :lol:
Or country?

YEP!  and back in my time in high school the boy had to take cooking and sewing, the girls had to take woodshop. 
A politician thinks of the next election. A statesman, of the next generation.- James Freeman Clarke

Always remember "Feelings Aren't Facts."

kroz

Quote from: walkstall on July 27, 2015, 04:07:06 PM
YEP!  and back in my time in high school the boy had to take cooking and sewing, the girls had to take woodshop.

Oh gee, I would have totally bombed at "Shop"!!!   :scared:

But I aced Home Ec.   :laugh:

walkstall

Quote from: kroz on July 27, 2015, 04:20:54 PM
Oh gee, I would have totally bombed at "Shop"!!!   :scared:

But I aced Home Ec.   :laugh:

You would be surprised at how well most of the girls did with an end table.  The boy had to make a long sleeve shirt.  I aced cooking and the shirt. 
A politician thinks of the next election. A statesman, of the next generation.- James Freeman Clarke

Always remember "Feelings Aren't Facts."

kroz

Quote from: walkstall on July 27, 2015, 04:49:59 PM
You would be surprised at how well most of the girls did with an end table.  The boy had to make a long sleeve shirt.  I aced cooking and the shirt.

Well, that is great!  You made a long sleeved shirt (impressive)...... did you ever make a second one?   :laugh:

One of my daughters is an ace woodworker.  She makes gorgeous furniture..... much of it hand carved!

But I am very domesticated...... I used to make all of my husbands business shirts when we were first married..... 44 years ago.  But now I never sew.  I got rid of my sewing machine years ago.  But I made dresses for my girls when they were young.

I like to cook, clean house and decorate.....  typical female!

zewazir

Geez, I had no idea that 8th grade course was so rare.  I figured it must be fairly common considering it came with a standardized work book.

Montana schools were once known for a "more practical" curriculum back in the 70s.  Of course with more and more federal intrusion (coming as the price tag for federal special ed dollars) that is long gone.  They don't even teach cursive handwriting any more, which begs the question how current students are going to develop a legal signature?

walkstall

Quote from: kroz on July 27, 2015, 05:32:55 PM
Well, that is great!  You made a long sleeved shirt (impressive)...... did you ever make a second one?   :laugh:

One of my daughters is an ace woodworker.  She makes gorgeous furniture..... much of it hand carved!

But I am very domesticated...... I used to make all of my husbands business shirts when we were first married..... 44 years ago.  But now I never sew.  I got rid of my sewing machine years ago.  But I made dresses for my girls when they were young.

I like to cook, clean house and decorate.....  typical female!

Yes I made more in the winter time.  I have my own Viking sewing machine, the good wife has 3 others that's for quilt making.   
A politician thinks of the next election. A statesman, of the next generation.- James Freeman Clarke

Always remember "Feelings Aren't Facts."

Dori

I had all that home ec stuff too.  Sewing, cooking, child care, personal finances etc.  We also learned first aid, including giving resuscitation.  In high school we had both drivers ed and training during our Jr. year. 
The danger to America is not Barack Obama but the citizens capable of entrusting a man like him with the Presidency.

kroz

Quote from: Dori on July 27, 2015, 08:00:01 PM
I had all that home ec stuff too.  Sewing, cooking, child care, personal finances etc.  We also learned first aid, including giving resuscitation.  In high school we had both drivers ed and training during our Jr. year.

Would you believe I had Drivers Ed in 8th grade and got my license at age 14.   :ohmy:   (Texas)

cubedemon

My Critique of the Article Written About Kim

1.     She says "That's Embarrassing."    Okay, here is my issue with what people say.   There was no serious investigation as to why she would believe that working in the cafeteria would be embarrassing.   It seems as though the author of the article and others have not questioned Kim and attempted to investigate the facts at hand.  All this author did and others did was jump to conclusions without any serious investigation into the matter. 

2.   I don't know what Kim's experience is but I can give you mine and a few others I have spoken to.   The younger generations were raised to believe that jobs like that was for failures.   Throughout my schooling career I was told that one must do well in school and go to college in order to have a future and to avoid working at McDonalds.   

One has to consider the subtext or undertone that Kim was dealing in and if she was in this subtext than more than likely this was drilled in her head over and over again.   For her and a number of members of the younger generations because of the subtext she was working in, working in the cafeteria or McDonalds is a sign of failure to them.   

3.   There is this idea that one obtains socialization by his peers.   Yet, many of the older generations believe the younger generations are entitled and narcissistic.  If one learns socialization by one's peers then logically I have to ask where each individual younger person learned to be entitled and narcissistic.   From their peers.   They learned the social skills of being entitled and narcissistic from their peers in which the very philosophy and belief system of this came from the older generations.

4.   It seems as though by what this article says she did attempt to make a budget to the best of her ability and the limited knowledge that she had which is very slim.  For whatever reason, her parents nor any wise adult of the older generation taught her anything about budgeting, about how credit works and how money works in general.   

If she knows not what she did wrong, what she was doing wrong and what was the correct way then how can she be expected be responsible just because she was 18?   How can one do good if one knows not what good is and how can one avoid evil or wrongdoing if one knows not what these things are?

5.   Also, as a corollary to number four one has to consider the subtext or undertone she was in while in grade school, middle school and high school.   I will quote from my paper entitled "My Issues with Personal Responsibility Advocates"  in which I said "The students are conditioned not only to the teacher's directions but to bells but to changing schedules under the same grind and doing the assignments that are expected of them making the grades parents and educators expect of them.

If their grades are good enough, they go through their successive grades and some are put into gifted classes.  Others are put into special ed classes.   In addition, it consists of rote memorization of things without any analysis of given subjects.  With this being told what to do, where to go, what to read, when to read, when to eat, what to eat,  where to eat, being regimented and being controlled and expected to not only to conform to the educators but to conform to one's peer group as well.   "

6.   The idea that working brings character, dignity and self respect.   Again, this can be demonstrated to be false.   If these things come from work then why do we have corruption, embezzlement and other wrong doing in various organizations especially from those on top like Ken Lay from Enron? 

Another example is this former CEO who was caught in a sting.  http://www.sfgate.com/bayarea/article/Former-CEO-sentenced-in-pedophile-sting-by-FBI-2870882.php  How did work bring character, dignity and self-respect for these guys?  It seems as though they were able to succeed and go up the chain despite having character, dignity and self-respect.   

7.   In addition, from experience news can be made to fit an agenda.  We don't really know what she actually said and how much was cut out or altered.   We never hear from the parents as well and their side of the story.   We never really hear much about what her trip to Europe was for except in her mind she believed it was educational purposes.  In fact, we don't really hear much about who Kim is as a person and who her parents were as people.   Was Kim a party girl?  A nerd?   Much of her profile is left out.

8.   The concept of hard work is never defined that clearly and the applicability of it is never defined as well.   In what way must one work hard?   Does working hard have to include productivity as well and accomplish something?    Does it always have to be physical?   When one studies a subject for a class is that considered working hard or is only physical labor considered working hard?  If one dug a hole a few times at his house and filled it a few times and accomplished nothing but that is this considered working hard or do things consist more than working hard?

9.   It never really defines what kind of character we're trying to build and why this character is better than other kinds of characters?   It never defines the milestones as one develops his character through work.   

10.   This article makes assumptions without explaining how we got to these assumptions, never defines the terms  and over simplifies things in a reductionist manner with much thought and critical analysis. 

Solar

Quote from: cubedemon on July 29, 2015, 08:54:20 AM
My Critique of the Article Written About Kim

1.     She says "That's Embarrassing."    Okay, here is my issue with what people say.   There was no serious investigation as to why she would believe that working in the cafeteria would be embarrassing.   It seems as though the author of the article and others have not questioned Kim and attempted to investigate the facts at hand.  All this author did and others did was jump to conclusions without any serious investigation into the matter. 

2.   I don't know what Kim's experience is but I can give you mine and a few others I have spoken to.   The younger generations were raised to believe that jobs like that was for failures.   Throughout my schooling career I was told that one must do well in school and go to college in order to have a future and to avoid working at McDonalds.   

One has to consider the subtext or undertone that Kim was dealing in and if she was in this subtext than more than likely this was drilled in her head over and over again.   For her and a number of members of the younger generations because of the subtext she was working in, working in the cafeteria or McDonalds is a sign of failure to them.   

3.   There is this idea that one obtains socialization by his peers.   Yet, many of the older generations believe the younger generations are entitled and narcissistic.  If one learns socialization by one's peers then logically I have to ask where each individual younger person learned to be entitled and narcissistic.   From their peers.   They learned the social skills of being entitled and narcissistic from their peers in which the very philosophy and belief system of this came from the older generations.

4.   It seems as though by what this article says she did attempt to make a budget to the best of her ability and the limited knowledge that she had which is very slim.  For whatever reason, her parents nor any wise adult of the older generation taught her anything about budgeting, about how credit works and how money works in general.   

If she knows not what she did wrong, what she was doing wrong and what was the correct way then how can she be expected be responsible just because she was 18?   How can one do good if one knows not what good is and how can one avoid evil or wrongdoing if one knows not what these things are?

5.   Also, as a corollary to number four one has to consider the subtext or undertone she was in while in grade school, middle school and high school.   I will quote from my paper entitled "My Issues with Personal Responsibility Advocates"  in which I said "The students are conditioned not only to the teacher's directions but to bells but to changing schedules under the same grind and doing the assignments that are expected of them making the grades parents and educators expect of them.

If their grades are good enough, they go through their successive grades and some are put into gifted classes.  Others are put into special ed classes.   In addition, it consists of rote memorization of things without any analysis of given subjects.  With this being told what to do, where to go, what to read, when to read, when to eat, what to eat,  where to eat, being regimented and being controlled and expected to not only to conform to the educators but to conform to one's peer group as well.   "

6.   The idea that working brings character, dignity and self respect.   Again, this can be demonstrated to be false.   If these things come from work then why do we have corruption, embezzlement and other wrong doing in various organizations especially from those on top like Ken Lay from Enron? 

Another example is this former CEO who was caught in a sting.  http://www.sfgate.com/bayarea/article/Former-CEO-sentenced-in-pedophile-sting-by-FBI-2870882.php  How did work bring character, dignity and self-respect for these guys?  It seems as though they were able to succeed and go up the chain despite having character, dignity and self-respect.   

7.   In addition, from experience news can be made to fit an agenda.  We don't really know what she actually said and how much was cut out or altered.   We never hear from the parents as well and their side of the story.   We never really hear much about what her trip to Europe was for except in her mind she believed it was educational purposes.  In fact, we don't really hear much about who Kim is as a person and who her parents were as people.   Was Kim a party girl?  A nerd?   Much of her profile is left out.

8.   The concept of hard work is never defined that clearly and the applicability of it is never defined as well.   In what way must one work hard?   Does working hard have to include productivity as well and accomplish something?    Does it always have to be physical?   When one studies a subject for a class is that considered working hard or is only physical labor considered working hard?  If one dug a hole a few times at his house and filled it a few times and accomplished nothing but that is this considered working hard or do things consist more than working hard?

9.   It never really defines what kind of character we're trying to build and why this character is better than other kinds of characters?   It never defines the milestones as one develops his character through work.   

10.   This article makes assumptions without explaining how we got to these assumptions, never defines the terms  and over simplifies things in a reductionist manner with much thought and critical analysis.
You seriously need to create a deductive reasoning skill.

Learn to create scenarios, like the one you were referring to.
Ask yourself what would hard work entail?
Long ass days, like that of a farmer, a man that does what needs to be done or he loses his ability to feed his family, his land, his manhood and pride.
So what does hard work look like, what comprises his day?
Starts before the crack of dawn, and ends after sunset. Does he have time to bitch, ask stupid questions, leech off of others?
Hell no, he's trying to get ahead in life for the sake of others in his care.

Can you even begin to imagine any of the new generation having this ethic, value of hard work, responsibility expected of them as productive members of society?
Hell no! The latest group entering the work place believe themselves entitled. Entitled to what you ask?
Your's and my hard earned tax dollars in the form of welfare, because menial tasks are below them, work that doesn't pay the salary of a CEO is below them.

Any kid entering the work force with any ethics, is going to excel and pass his peers while they live off mom and dad with an EBT card as their only income.
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cubedemon

Quote
You seriously need to create a deductive reasoning skill.

Learn to create scenarios, like the one you were referring to.

Excellent advice!  You should try it. 


QuoteAsk yourself what would hard work entail?

I did.   There are many scenarios and different interpretations. 


QuoteLong ass days, like that of a farmer, a man that does what needs to be done or he loses his ability to feed his family, his land, his manhood and pride.

This is one form of working hard.   A teacher who could be creating a lesson plan is working hard.   A garbageman could be working hard.   So can a scientist.   Even a person asking "stupid" questions attempting to grasp life's mysteries can be working hard.   Working hard and hard work is subjective meaning it is open to one's interpretation.   

It is true that there are still farmers who exist today who wakes up before the crack of dawn and works all day.   For the most part, that era is gone.   We don't live in an agrarian society where most of the population lived and worked on farms. 


QuoteSo what does hard work look like, what comprises his day?

Depends upon what work one is doing.

QuoteStarts before the crack of dawn, and ends after sunset. Does he have time to bitch, ask stupid questions, leech off of others?

Well

1.   No one has in this particular thread bitched once on this forum.
2.   Stupid is open to interpretation
3.  Leeching off of others?  Those whom are on SSDI are not leeching off the taxpayers since those who are eligible for SSDI have to put in their own money in the form of Social Security tax from the jobs they were able to obtain and keep for a while.   

QuoteHell no, he's trying to get ahead in life for the sake of others in his care.

Look at what kroz says.  http://conservativepoliticalforum.com/political-discussion-and-debate/senate-blocks-lee's-vote-to-defund-planned-parenthood/msg254745/#msg254745

QuoteCan you even begin to imagine any of the new generation having this ethic, value of hard work, responsibility expected of them as productive members of society?


Hell no! The latest group entering the work place believe themselves entitled. Entitled to what you ask?

Your's and my hard earned tax dollars in the form of welfare, because menial tasks are below them, work that doesn't pay the salary of a CEO is below them.

I've done the deductive set and I disagree with what you say.   I will say this again.  The latest group or generation as you call them are not entitled.   They were set and raised up to believe that these menial jobs were for losers.   

http://weknowmemes.com/wp-content/uploads/2011/11/value-of-a-college-degree-conversation-with-the-therapist-today.jpg

Another thing, in their mind they believed that they earned the job and worked hard by going to college or trade school.   Entitled or sense of entitlement means that one believes that one deserves benefits or things that was unearned.   They believe that they earned it fair and square by going to school like they were told to do and worked hard.   

In their mind, they feel like if they take the menial jobs than they will be considered losers and they feel they are losers since in their mind they failed.   They're not entitled, they're in a very soul crushing hole caused by members of an older generation who made it shameful to take these menial jobs.   

As for me, I have done menial work and physical labor.   The issue for me is that because I'm too perfectionist, have motor coordination problems which causes me to work to slow I wouldn't last long anyway.   I did have a job in which I did have to do physical and menial labor.  They said I was to slow and COULD NOT keep up with the pace.   

This is one example.  I took out the name of the company and people involved.   They never said it was my negative attitude or bad conduct or laziness. 

https://whyifailedinamerica1.wordpress.com/2015/02/03/another-reason-i-am-unable-to-succeed-in-the-usa/

They said I worked to slow and I couldn't keep up with the pace.   I did bust my ass there for the week and a half I was there and I did work hard.   Yet, in spite of my working hard and trying my best it still did not work out because I both was a hard worker and I was inefficient.   



QuoteAny kid entering the work force with any ethics, is going to excel and pass his peers while they live off mom and dad with an EBT card as their only income.

True but not sufficiently true.  They still have to be able to do the job in the most efficient and productive manner that the employer expects and in addition to that one is expected to have the correct personality and correct attitude as demonstrated by you Solar when you said you wouldn't even hire me to water your grass.   

Solar

Quote from: cubedemon on July 31, 2015, 07:33:46 AM


This is one form of working hard.   A teacher who could be creating a lesson plan is working hard.   A garbageman could be working hard.   So can a scientist.   Even a person asking "stupid" questions attempting to grasp life's mysteries can be working hard.   Working hard and hard work is subjective meaning it is open to one's interpretation.   

It is true that there are still farmers who exist today who wakes up before the crack of dawn and works all day.   For the most part, that era is gone.   We don't live in an agrarian society where most of the population lived and worked on farms. 


Depends upon what work one is doing.

The farmer is an allegory, a representation in remediation, a basic from which all hardwork can be compared.

Quote1.   No one has in this particular thread bitched once on this forum.
2.   Stupid is open to interpretation
3.  Leeching off of others?  Those whom are on SSDI are not leeching off the taxpayers since those who are eligible for SSDI have to put in their own money in the form of Social Security tax from the jobs they were able to obtain and keep for a while.
Did I say anyone here was bitching? Hit a nerve, did I?

QuoteLook at what kroz says.  http://conservativepoliticalforum.com/political-discussion-and-debate/senate-blocks-lee's-vote-to-defund-planned-parenthood/msg254745/#msg254745

I've done the deductive set and I disagree with what you say.   I will say this again.  The latest group or generation as you call them are not entitled.   They were set and raised up to believe that these menial jobs were for losers.   


Another thing, in their mind they believed that they earned the job and worked hard by going to college or trade school.   Entitled or sense of entitlement means that one believes that one deserves benefits or things that was unearned.   They believe that they earned it fair and square by going to school like they were told to do and worked hard.   

In their mind, they feel like if they take the menial jobs than they will be considered losers and they feel they are losers since in their mind they failed.   They're not entitled, they're in a very soul crushing hole caused by members of an older generation who made it shameful to take these menial jobs.   

As for me, I have done menial work and physical labor.   The issue for me is that because I'm too perfectionist, have motor coordination problems which causes me to work to slow I wouldn't last long anyway.   I did have a job in which I did have to do physical and menial labor.  They said I was to slow and COULD NOT keep up with the pace.   

This is one example.  I took out the name of the company and people involved.   They never said it was my negative attitude or bad conduct or laziness. 

https://whyifailedinamerica1.wordpress.com/2015/02/03/another-reason-i-am-unable-to-succeed-in-the-usa/

They said I worked to slow and I couldn't keep up with the pace.   I did bust my ass there for the week and a half I was there and I did work hard.   Yet, in spite of my working hard and trying my best it still did not work out because I both was a hard worker and I was inefficient.   



True but not sufficiently true.  They still have to be able to do the job in the most efficient and productive manner that the employer expects and in addition to that one is expected to have the correct personality and correct attitude as demonstrated by you Solar when you said you wouldn't even hire me to water your grass.
OK, now I'll tell you once. Quote one person at a time, learn the proper way to quote someone, so those reading can follow to whom you're responding.
When you quote this post, note I started with a full quote of your post. I did not copy and paste individual paragraphs as you are doing, I quoted the entire post and parsed I accordingly.

Never quote two people to a post, ever, that's poor etiquette and comes off looking lazy as well as insulting to both posters as if they do not warrant your full attention and time for a propper response.
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cubedemon

Okay Solar,  you said your piece and I will say mine.  The younger generations don't need allegories, hackneyed sayings and bumper sticker slogans that mean absolutely nothing.  What they need is guidance as to how to function in today's world of 2015.  They do not need emotional and self-esteem pep talks and positive affirmations and be told to be confident, be positive etc and they're entitled to nothing.   What they need is specific step by step guidance as to what they must to succeed in today's world. 

No innuendos, no convoluted motivational sayings or vague criticism.   What they need is specific and constructive feedback in specific and concrete terms.